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SB389 • 2025

An Act amending the act of December 16, 1992 (P.L.1144, No.150), known as the Credit Services Act, further providing for prohibited activities.

An Act amending the act of December 16, 1992 (P.L.1144, No.150), known as the Credit Services Act, further providing for prohibited activities.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
BOSCOLA
Last action
2025-03-06
Official status
Referred to BANKING AND INSURANCE, March 6, 2025
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

An Act amending the act of December 16, 1992 (P.L.1144, No.150), known as the Credit Services Act, further providing for prohibited activities.

An Act amending the act of December 16, 1992 (P.L.1144, No.150), known as the Credit Services Act, further providing for prohibited activities.

What This Bill Does

  • An Act amending the act of December 16, 1992 (P.L.1144, No.150), known as the Credit Services Act, further providing for prohibited activities.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2025-03-06 BANKING AND INSURANCE

    Referred to BANKING AND INSURANCE, March 6, 2025

Official Summary Text

An Act amending the act of December 16, 1992 (P.L.1144, No.150), known as the Credit Services Act, further providing for prohibited activities.

Current Bill Text

Read the full stored bill text 
PRINTER'S NO. 335
THE GENERAL ASSEMBLY OF PENNSYLVANIA
SENATE BILL
No. 389
Session of
2025
INTRODUCED BY BOSCOLA, STREET, SAVAL, FONTANA, COMITTA, KEARNEY,
SCHWANK, COLLETT, TARTAGLIONE, COSTA, HAYWOOD, KANE AND
SANTARSIERO, MARCH 6, 2025
REFERRED TO BANKING AND INSURANCE, MARCH 6, 2025
AN ACT
Amending the act of December 16, 1992 (P.L.1144, No.150),
entitled "An act regulating credit services; prohibiting
certain activities; providing for certain information to be
given to buyers, for the contents of contracts and for
enforcement; prohibiting advance fees by loan brokers; and
providing penalties," further providing for prohibited
activities.
The General Assembly of the Commonwealth of Pennsylvania
hereby enacts as follows:
Section 1. Section 3 of the act of December 16, 1992
(P.L.1144, No.150), known as the Credit Services Act, is amended
by adding a paragraph to read:
Section 3. Prohibited activities.
A credit services organization and its salespersons, agents
and representatives who sell or attempt to sell the services of
a credit services organization shall not do any of the
following:
* * *
(6) (i) Based on sexual orientation, gender identity or
expression:
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(A) Deny credit to a person.
(B) Increase the charges or fees for or
collateral required to secure credit extended to a
person.
(C) Restrict the amount or use of credit
extended or to impose different terms or conditions
with respect to the credit extended to a person or an
item or service related to the credit extended.
(D) Attempt to do any of the prohibited actions
under clause (A), (B) or (C).
(ii) Nothing in this paragraph shall be construed to
prohibit a credit services organization from:
(A) Considering the credit history of a buyer.
(B) Applying the community property laws to the
individual case of a buyer or from taking reasonable
action on those laws.
Section 2. This act shall take effect in 60 days.
20250SB0389PN0335 - 2 -
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