Plain English Breakdown
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H7445 • 2026
AN ACT RELATING TO PROPERTY -- FAITH-BASED AFFORDABLE HOUSING DEVELOPMENT ACT (Allows faith-based organizations to develop affordable and mixed-use housing on land they own as a by-right use, set statewide development standards, limit local barriers, and streamline approvals to expand housing supply.)
This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.
The plain English breakdown is still being put together. The official documents below are already here.
Committee recommended measure be held for further study
Scheduled for hearing and/or consideration (03/31/2026)
Introduced, referred to House Municipal Government & Housing
AN ACT RELATING TO PROPERTY -- FAITH-BASED AFFORDABLE HOUSING DEVELOPMENT ACT (Allows faith-based organizations to develop affordable and mixed-use housing on land they own as a by-right use, set statewide development standards, limit local barriers, and streamline approvals to expand housing supply.)
H7445 2026 -- H 7445 ======== LC004245 ======== STATE OF RHODE ISLAND IN GENERAL ASSEMBLY JANUARY SESSION, A.D. 2026 ____________ A N A C T RELATING TO PROPERTY -- FAITH-BASED AFFORDABLE HOUSING DEVELOPMENT ACT Introduced By: Representatives Speakman, Potter, Morales, Hull, Giraldo, Ajello, Fogarty, Kislak, Corvese, and Alzate Date Introduced: January 30, 2026 Referred To: House Municipal Government & Housing It is enacted by the General Assembly as follows: 1 SECTION 1. Legislative findings. 2 The General Assembly finds and declares: 3 (1) That the State of Rhode Island is experiencing a shortage of housing that threatens 4 affordability, economic stability, and community well-being. The general assembly further finds 5 that faith-based organizations often own or control underutilized land that may be suitable for 6 residential development. 7 (2) Therefore, it is the policy of the State of Rhode Island to authorize faith-based 8 organizations to develop affordable housing as a use-by-right on property that faith-based 9 organizations own or control. 10 (3) Chapter 51 of title 34 is intended to increase housing access, reduce unnecessary 11 regulatory barriers, and encourage mixed-use, community-focused development. Project approvals 12 shall be based on objective and transparent standards to ensure operational flexibility for faith- 13 based organizations while remaining responsive to local housing needs. 14 SECTION 2. Title 34 of the General Laws entitled "PROPERTY" is hereby amended by 15 adding thereto the following chapter: 16 CHAPTER 51 17 FAITH-BASED AFFORDABLE HOUSING DEVELOPMENT ACT 18 34-51-1. Title. 1 This chapter shall be known and may be cited as the "Faith-based Affordable Housing 2 Development Act." 3 34-51-2. Definitions. 4 For the purposes of this chapter, the following words and terms shall have the following 5 meanings: 6 (1) “Active ground floor” means a portion of the ground floor dedicated to public-facing 7 or commercial uses, including retail, restaurants, community centers, or similar uses. 8 (2) “Affordable housing” means housing units restricted to households earning no more 9 than eighty percent (80%) of the area median income, as determined by the United States 10 Department of Housing and Urban Development (HUD), with affordability restrictions maintained 11 for a period consistent with state low-income housing tax credit eligibility requirements. 12 (3) “Ancillary uses” means uses that support and complement the mission of a faith-based 13 organization, including child care, social services, educational uses, and small-scale commercial 14 uses not exceeding three thousand square feet (3,000 ft2) per establishment. 15 (4) “Development site” means land owned, leased, or otherwise controlled by a faith-based 16 organization and eligible for residential, commercial, or mixed-use development, excluding light 17 and heavy industrial zones unless residential uses are expressly permitted. 18 (5) “Faith-based organization” means a religious institution, including churches, temples, 19 mosques, synagogues, and religious higher education institutions, that owns or leases the 20 development site. 21 (6) “Housing unit” means a self-contained residential dwelling unit designed for occupancy 22 by one household. 23 (7) “Ministerial review” means a non-discretionary approval process based solely on 24 objective standards without public hearings or subjective judgment. 25 (8) “Mixed-use development” means a development containing both residential uses and 26 ancillary uses. 27 (9) “Net habitable square feet” means finished, heated, and enclosed floor area, excluding 28 parking, garages, and unfinished spaces. 29 (10) “Project” means development, construction, or renovation undertaken by a faith-based 30 organization on a development site. 31 (11) “Public benefit incentive” means additional development allowances granted in 32 exchange for providing affordable housing, community services, or environmental preservation. 33 (12) “Serviced lot” means a parcel connected to municipal water and sewer systems. 34 (13) “Steep slope” means land with a rise of ten feet (10') over twenty-five feet (25') or a LC004245 - Page 2 of 5 1 slope of forty percent (40%) or greater. 2 34-51-3. Project eligibility. 3 (a) Projects shall be owned or controlled by a faith-based organization through fee 4 ownership or a lease of not less than fifty-five (55) years. 5 (b) Development sites shall be located in zones permitting residential, commercial, 6 institutional, civic, single-family, duplex, or multifamily uses. 7 (c) Industrial zones are excluded unless residential uses are expressly permitted. 8 (d) Mixed-use developments shall dedicate at least sixty percent (60%) of net habitable 9 square feet to residential use. 10 (e) Projects shall comply with applicable building, fire, health, life safety codes, and the 11 federal Fair Housing Act, 42 U.S.C. 3601 et seq. 12 34-51-4. State preemption. 13 (a) This chapter shall preempt any local ordinance or regulation that conflicts with its 14 provisions. 15 (b) Municipalities shall not impose discretionary review, special permits, additional fees, 16 or conditions beyond those applicable to comparable by-right developments. 17 (c) Targeted regulations singling out faith-based organization projects are prohibited and 18 void. 19 34-51-5. Affordable housing standards. 20 (a) Municipalities may adopt generally applicable affordability ordinances consistent with 21 this chapter. 22 (b) Affordability requirements shall not exceed state low-income housing tax credit 23 affordability periods and shall rely on HUD income limits and rent schedules. 24 34-51-6. Base development incentives. 25 (a) Projects shall be permitted a base density of thirty (30) dwelling units per acre. 26 (b) Where greater density or height is allowed on the site or adjoining sites, the project 27 shall be entitled to the greater allowance. 28 (c) Projects may exceed existing height limits by one story or fifteen feet (15'), with a base 29 floor area ratio (“FAR”) of 2:1. 30 (d) No minimum parking requirements shall apply to residential or ancillary uses. 31 34-51-7. Bonus incentives. 32 (a) Active ground floor ancillary uses qualify for an additional FAR bonus of 0.5. 33 (b) Projects with forty percent (40%) or more two (2) bedroom units qualify for increased 34 density up to fifty (50) units per acre and additional height bonuses. LC004245 - Page 3 of 5 1 (c) Preservation of mature trees qualifies for height bonuses. 2 (d) Maximum FAR under incentives shall be 3:1 and maximum height forty-five feet (45'), 3 unless underlying zoning allows more. 4 34-51-8. Development standards. 5 (a) Existing setback requirements shall apply unless waived. 6 (b) Municipalities shall not impose minimum unit sizes, lot coverage limits, or mandatory 7 open space requirements. 8 34-51-9. Review and approval. 9 (a) Eligible projects shall be approved through ministerial review. 10 (b) Decisions shall be issued within fifteen (15) days of a complete application. 11 (c) Permitting and inspections shall be conducted concurrently, with final approvals issued 12 within sixty (60) business days. 13 34-51-10. Environmental and safety requirements. 14 (a) Floodplain projects shall comply with Federal Emergency Management Agency 15 (FEMA) and state flood standards. 16 (b) Projects on steep slopes shall submit geotechnical analyses and mitigation measures. 17 34-51-11. Exemptions. 18 (a) Sites within one thousand six hundred feet (1,600') of industrial uses within the meaning 19 of Title V of the federal Clean Air Act, 42 U.S.C. §§ 7661-7661f, implemented pursuant to 40 CFR 20 Part 70 shall be excluded. 21 (b) Environmentally protected lands and wetlands are exempt. 22 (c) Additional setbacks may be required near critical infrastructure. 23 34-51-12. Enforcement and oversight. 24 The Rhode Island housing and mortgage finance corporation shall monitor compliance and 25 may refer violations to the attorney general for enforcement. 26 34-51-13. Severability. 27 If any provision of this chapter is held invalid, the remaining provisions shall remain in 28 effect. 29 SECTION 3. This act shall take effect upon passage. ======== LC004245 ======== LC004245 - Page 4 of 5 EXPLANATION BY THE LEGISLATIVE COUNCIL OF A N A C T RELATING TO PROPERTY -- FAITH-BASED AFFORDABLE HOUSING DEVELOPMENT ACT *** 1 This act would allow faith-based organizations to develop affordable and mixed-use 2 housing on land they own as a by-right use, set statewide development standards, limit local 3 barriers, and streamline approvals to expand housing supply. 4 This act would take effect upon passage. ======== LC004245 ======== LC004245 - Page 5 of 5