AN ACT RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES (Amends the law on drug coverage to require insurance plans that provide coverage for prescription drugs to offer two options for prescription delivery.)

H7744

2026 -- H 7744
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LC005064
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STATE OF RHODE ISLAND
IN GENERAL ASSEMBLY
JANUARY SESSION, A.D. 2026
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A N A C T
RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES

Introduced By:
Representative Brandon C. Potter

Date Introduced:
February 12, 2026

Referred To:
House Health & Human Services
It is enacted by the General Assembly as follows:
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SECTION 1. Section 27-18-33 of the General Laws in Chapter 27-18 entitled "Accident
2
and Sickness Insurance Policies" is hereby amended to read as follows:
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27-18-33. Drug coverage.
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No

Any
group health insurer subject to the provisions of this chapter that provides coverage
5
for prescription drugs under a group plan master contract delivered, issued for delivery, or renewed
6
in this state
shall offer a minimum of two (2) options for the delivery of prescription drugs, but is
7
prohibited from requiring

may require
any person covered under the contract to obtain prescription
8
drugs from a mail order pharmacy as a condition of obtaining benefits for the drugs.
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SECTION 2. Section 27-19-26 of the General Laws in Chapter 27-19 entitled "Nonprofit
10
Hospital Service Corporations" is hereby amended to read as follows:
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27-19-26. Drug coverage.
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No

Any
group health insurer subject to the provisions of this chapter that provides coverage
13
for prescription drugs under a group plan master contract delivered, issued for delivery, or renewed
14
in this state
shall offer a minimum of two (2) options for the delivery of prescription drugs, but is
15
prohibited from requiring

may require
any person covered under the contract to obtain prescription
16
drugs from a mail order pharmacy as a condition of obtaining benefits for the drugs.
17
SECTION 3. Section 27-20-23 of the General Laws in Chapter 27-20 entitled "Nonprofit
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Medical Service Corporations" is hereby amended to read as follows:
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27-20-23. Drug coverage.

1

No

Any
group health insurer subject to the provisions of this chapter that provides coverage
2
for prescription drugs under a group plan master contract delivered, issued for delivery, or renewed
3
in this state
shall offer a minimum of two (2) options for the delivery of prescription drugs, but is
4
prohibited from requiring
may require
any person covered under the contract to obtain prescription
5
drugs from a mail order pharmacy as a condition of obtaining benefits for the drugs.
6
SECTION 4. Section 27-41-38 of the General Laws in Chapter 27-41 entitled "Health
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Maintenance Organizations" is hereby amended to read as follows:
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27-41-38. Drug coverage.
9

No

Any
health maintenance organization that provides coverage for prescription drugs
10
under a group plan master contract delivered, issued for delivery, or renewed in this state
shall offer
11
a minimum of two (2) options for the delivery of prescription drugs, but is prohibited from requiring

12
may require
any person covered under the contract to obtain prescription drugs from a mail order
13
pharmacy as a condition of obtaining benefits for the drugs.
14
SECTION 5. This act shall take effect upon passage.
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LC005064
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LC005064 - Page 2 of 3
EXPLANATION
BY THE LEGISLATIVE COUNCIL
OF
A N A C T
RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES
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1
This act would amend the law on drug coverage to require insurance plans that provide
2
coverage for prescription drugs to offer two options for prescription delivery.
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This act would take effect upon passage.
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LC005064
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LC005064 - Page 3 of 3