Plain English Breakdown
The plain English breakdown is still being put together. The official documents below are already here.
Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.
H7942 • 2026
AN ACT RELATING TO INSURANCE -- BENEFIT DETERMINATION AND UTILIZATION REVIEW ACT (Requires insurance companies to prove that a healthcare service or procedure is not medically necessary.)
This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.
The plain English breakdown is still being put together. The official documents below are already here.
Committee recommended measure be held for further study
Scheduled for hearing and/or consideration (03/24/2026)
Introduced, referred to House Health & Human Services
AN ACT RELATING TO INSURANCE -- BENEFIT DETERMINATION AND UTILIZATION REVIEW ACT (Requires insurance companies to prove that a healthcare service or procedure is not medically necessary.)
H7942 2026 -- H 7942 ======== LC003359 ======== STATE OF RHODE ISLAND IN GENERAL ASSEMBLY JANUARY SESSION, A.D. 2026 ____________ A N A C T RELATING TO INSURANCE -- BENEFIT DETERMINATION AND UTILIZATION REVIEW ACT Introduced By: Representative Joseph J. Solomon Date Introduced: February 27, 2026 Referred To: House Health & Human Services It is enacted by the General Assembly as follows: 1 SECTION 1. Chapter 27-18.9 of the General Laws entitled "Benefit Determination and 2 Utilization Review Act" is hereby amended by adding thereto the following section: 3 27-18.9-17. Medically necessary treatment -- Justification for denial. 4 Any healthcare service or procedure authorized by a provider to a patient shall create a 5 presumption that the healthcare service or procedure is medically necessary and it shall be the duty 6 of the insurance company to provide justification for any denial of such healthcare service or 7 procedure. 8 SECTION 2. This act shall take effect upon passage. ======== LC003359 ======== EXPLANATION BY THE LEGISLATIVE COUNCIL OF A N A C T RELATING TO INSURANCE -- BENEFIT DETERMINATION AND UTILIZATION REVIEW ACT *** 1 This act would require insurance companies to prove that a healthcare service or procedure 2 is not medically necessary. 3 This act would take effect upon passage. ======== LC003359 ======== LC003359 - Page 2 of 2