Plain English Breakdown
The plain English breakdown is still being put together. The official documents below are already here.
Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.
S2148 • 2026
AN ACT RELATING TO ALCOHOLIC BEVERAGES -- RETAIL LICENSES (Requires that applicants for a retail liquor license in the town of Westerly acquire commercial, general-liability, liquor liability and property damage insurance coverage in the amount of three hundred thousand dollars ($300,000).)
This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.
The plain English breakdown is still being put together. The official documents below are already here.
These notes stay tied to the official amendment files and metadata from the legislature.
Plain English: S2148A 2026 -- S 2148 SUBSTITUTE A ======== LC004027/SUB A ======== STATE OF RHODE ISLAND IN GENERAL ASSEMBLY JANUARY SESSION, A.D.
Committee recommends passage of Sub A in concurrence
Scheduled for consideration (04/15/2026)
Referred to House Municipal Government & Housing
Senate passed Sub A
Placed on Senate Calendar (03/31/2026)
Committee recommends passage of Sub A
Scheduled for consideration (03/26/2026)
Proposed Substitute
Committee recommended measure be held for further study
Scheduled for hearing and/or consideration (03/12/2026)
Introduced, referred to Senate Judiciary
AN ACT RELATING TO ALCOHOLIC BEVERAGES -- RETAIL LICENSES (Requires that applicants for a retail liquor license in the town of Westerly acquire commercial, general-liability, liquor liability and property damage insurance coverage in the amount of three hundred thousand dollars ($300,000).)
S2148A 2026 -- S 2148 SUBSTITUTE A ======== LC004027/SUB A ======== STATE OF RHODE ISLAND IN GENERAL ASSEMBLY JANUARY SESSION, A.D. 2026 ____________ A N A C T RELATING TO ALCOHOLIC BEVERAGES -- RETAIL LICENSES Introduced By: Senators Gu, Felag, and Urso Date Introduced: January 16, 2026 Referred To: Senate Judiciary It is enacted by the General Assembly as follows: 1 SECTION 1. Section 3-7-27 of the General Laws in Chapter 3-7 entitled "Retail Licenses" 2 is hereby amended to read as follows: 3 3-7-27. Insurance requirements. 4 (a) In the town of Burrillville, an applicant for a license under this chapter shall file with 5 the application a certificate of insurance evidencing commercial, general-liability and property- 6 damage coverage in the minimum amount of three hundred thousand dollars ($300,000); or for a 7 minimum amount to be set by ordinance. The certificate shall provide that the insurance shall not 8 be modified or cancelled unless prior, advance notice is given to the town of Burrillville and that 9 the town of Burrillville is named as an additional insured. A licensee must be insured by a carrier 10 licensed in this state. 11 (b) In the town of North Providence, an applicant for a license under this chapter shall file 12 with the application a certificate of insurance evidencing commercial, general-liability, and 13 property-damage coverage in the minimum amount of three hundred thousand dollars ($300,000); 14 or for a minimum amount to be set by ordinance. The certificate shall provide that the insurance 15 shall not be modified or cancelled unless prior, advance notice is given to the town of North 16 Providence, according to the terms of the insurance policy, and that the town of North Providence 17 is named as an additional insured. A licensee must be insured by a carrier licensed in this state. 18 (c) In the town of Westerly, an applicant for a license under this chapter shall file with the 19 application a certificate of insurance evidencing commercial, general-liability and liquor liability 1 and property-damage coverage in the minimum amount of three hundred thousand dollars 2 ($300,000). The certificate shall provide that the insurance shall not be modified or cancelled unless 3 prior, advance notice is provided to the town of Westerly, according to the terms of the insurance 4 policy, and that the town of Westerly is named as an additional insured. A licensee shall be insured 5 by a carrier licensed in this state. 6 SECTION 2. This act shall take effect upon passage. ======== LC004027/SUB A ======== LC004027/SUB A - Page 2 of 2 EXPLANATION BY THE LEGISLATIVE COUNCIL OF A N A C T RELATING TO ALCOHOLIC BEVERAGES -- RETAIL LICENSES *** 1 This act would require that applicants for a retail liquor license in the town of Westerly 2 acquire commercial, general-liability, liquor liability and property damage insurance coverage in 3 the amount of three hundred thousand dollars ($300,000). 4 This act would take effect upon passage. ======== LC004027/SUB A ======== LC004027/SUB A - Page 3 of 2