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S3107 • 2026

AN ACT RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES (Amends unfair discrimination statutes to encompass more protected categories and protect against additional forms of discrimination.)

AN ACT RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES (Amends unfair discrimination statutes to encompass more protected categories and protect against additional forms of discrimination.)

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Mack, LaMountain, Dimitri, Burke, Felag, McKenney, Bissaillon
Last action
2026-03-13
Official status
Introduced, referred to Senate Judiciary
Effective date
Not listed

Plain English Breakdown

The plain English breakdown is still being put together. The official documents below are already here.

Bill History

  1. 2026-03-13 Rhode Island General Assembly

    Introduced, referred to Senate Judiciary

Official Summary Text

AN ACT RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES (Amends unfair discrimination statutes to encompass more protected categories and protect against additional forms of discrimination.)

Current Bill Text

Read the full stored bill text
S3107

2026 -- S 3107
========
LC005638
========

STATE OF RHODE ISLAND
IN GENERAL ASSEMBLY
JANUARY SESSION, A.D. 2026
____________
A N A C T
RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES

Introduced By:
Senators Mack, LaMountain, Dimitri, Burke, Felag, McKenney, and
Bissaillon

Date Introduced:
March 13, 2026

Referred To:
Senate Judiciary
(Attorney General)
It is enacted by the General Assembly as follows:
1
SECTION 1. Section 27-18-25 of the General Laws in Chapter 27-18 entitled "Accident
2
and Sickness Insurance Policies" is hereby amended to read as follows:
3

27-18-25. Unfair discrimination prohibited.
4

Notwithstanding any provision of any policy of insurance, certificate, or service contract
5
issued in this state, whenever the insurance policy, certificate, or service contract provides for
6
reimbursement for any services that may be legally performed by any person licensed under the
7
provisions of chapters 29, 30, 35.1, and 37 of title 5, reimbursement under the insurance policy,
8
certificate, or service contract shall be based upon a determination of medical necessity and shall
9
not be denied because of race, color, or creed, nor shall any insurer make or permit any unfair
10
discrimination against particular individuals or persons licensed under chapters 29, 30, 35.1, and
11
37 of title 5.
12

(a) For the purposes of this section:
13

(1) “Health-benefit plan” or “health plan” means a policy, contract, certificate, or
14
agreement entered into, offered, or issued by a healthcare entity to provide, deliver, arrange for,
15
pay for, or reimburse any of the costs of healthcare services, and includes individual and group
16
plans.
17

(2) “Healthcare entity” means an insurance company licensed, or required to be licensed,
18
by the state of Rhode Island or other entity subject to the jurisdiction of the commissioner or the
19
jurisdiction of the department of business regulation pursuant to chapter 62 of title 42, that contracts

1
or offers to contract, or enters into an agreement to provide, deliver, arrange for, pay for, or
2
reimburse any of the costs of healthcare services, including, without limitation: a for-profit or
3
nonprofit hospital, medical or dental service corporation or plan, a health maintenance organization,
4
a health insurance company, or any other entity providing a plan of health insurance, accident and
5
sickness insurance, health benefits, or healthcare services.
6

(3) “Pregnancy, childbirth, or related medical conditions” includes, but is not limited to,
7
childbirth, abortion, miscarriage, fertility, contraception, and lactation.
8

(b) An individual may not be excluded from participation in, be denied benefits of, or
9
otherwise be subject to discrimination under any health-benefit plan on the basis of actual or
10
perceived: race; ethnicity; color; religion; national origin, including language; sex, including sex
11
characteristics, sexual orientation, gender identity, gender expression, and pregnancy, childbirth,
12
or related medical conditions; age; disability; height; weight; or any combination thereof.
13

(c) No healthcare entity may, in offering, providing, or administering a health plan:
14

(1) Deny, cancel, delay, limit, or refuse to issue or renew a health-benefit plan on the basis
15
of actual or perceived: race; ethnicity; color; religion; national origin, including language; sex,
16
including sex characteristics, sexual orientation, gender identity, gender expression, and pregnancy,
17
childbirth, or related medical conditions; age; disability; height; weight; or any combination
18
thereof;
19

(2) Have or implement marketing practices or benefit designs that discriminate on the basis
20
of actual or perceived: race; ethnicity; color; religion; national origin, including language; sex,
21
including sex characteristics, sexual orientation, gender identity, gender expression, and pregnancy,
22
childbirth, or related medical conditions; age; disability; height; weight; or any combination
23
thereof;
24

(3) Deny or limit coverage, deny or limit coverage of a claim, or impose additional cost
25
sharing or other limitations or restrictions on coverage, to an individual on the basis of actual or
26
perceived: race; ethnicity; color; religion; national origin, including language; sex, including sex
27
characteristics, sexual orientation, gender identity, gender expression, and pregnancy, childbirth,
28
or related medical conditions; age; disability; height; weight; or any combination thereof;
29

(4) Have or implement a categorical coverage exclusion or limitation for any health
30
services related to gender transition or other gender-affirming health care, or reproductive health
31
care;
32

(5) Otherwise deny or limit coverage, deny or limit coverage of a claim, or impose
33
additional cost sharing or other limitations or restrictions on coverage, for specific health services
34
related to gender transition or other gender-affirming health care services and reproductive health

LC005638 - Page 2 of 12
1
care services if such denial, limitation, or restriction results in discrimination against a member of
2
protected class, as described in subsection (b); or
3

(6) Have or implement benefit designs that do not provide or administer health insurance
4
coverage in the most integrated setting appropriate to the needs of qualified individuals with
5
disabilities, including practices that result in the serious risk of institutionalization or segregation.
6

(d) Nothing in this section requires coverage of any health service where the healthcare
7
entity has a legitimate, nondiscriminatory reason for denying or limiting coverage of the health
8
service or determining that such health service fails to meet applicable coverage requirements,
9
including reasonable medical management techniques such as medical necessity requirements.
10
Such coverage denial or limitation must not be based on unlawful animus or bias, or constitute a
11
pretext for discrimination.
12

(e) The enumeration of specific forms of discrimination in subsection (c) of this section
13
does not limit the general applicability of the prohibition in subsection (b) of this section.
14

(f) No healthcare entity may discriminate with respect to participation under a health-
15
benefit plan or coverage against any healthcare professional who is acting within the scope of that
16
healthcare professional’s license or certification under applicable state law, on the basis of that
17
healthcare professional’s actual or perceived: race; ethnicity; color; religion; national origin,
18
including language; sex, including sex characteristics, sexual orientation, gender identity, gender
19
expression, and pregnancy, childbirth, or related medical conditions; age; disability; height; weight;
20
or any combination thereof.
21

(g) A healthcare entity shall provide the following information in a notice to enrollees of a
22
health-benefit plan regarding the nondiscrimination requirements of this section:
23

(1) A statement that the health-benefit plan does not discriminate on the basis of any
24
characteristic protected under applicable state law, including this section;
25

(2) Instructions on how an enrollee may file a grievance regarding discrimination;
26

(3) The healthcare entity’s internet website where an enrollee may file a grievance, if
27
available; and
28

(4) The healthcare entity’s telephone number that an enrollee may use to file a grievance
29
regarding discrimination.
30

(h) A healthcare entity or health-benefit plan found to have violated any provision of this
31
section shall be subject to the penalty and enforcement provisions of chapters 14 and 14.5 of title
32
42, and the regulations promulgated thereunder.
33
SECTION 2. Section 27-19-75 of the General Laws in Chapter 27-19 entitled "Nonprofit
34
Hospital Service Corporations" is hereby amended to read as follows:

LC005638 - Page 3 of 12
1

27-19-75. Unfair discrimination prohibited.
2

Notwithstanding any provision of any policy of insurance, certificate, or service contract
3
issued in this state, whenever the insurance policy, certificate, or service contract provides for
4
reimbursement for any services that may be legally performed by any person licensed under the
5
provisions of chapters 29, 30, 35 [repealed], and 37 of title 5, reimbursement under the insurance
6
policy, certificate, or service contract shall be based upon a determination of medical necessity and
7
shall not be denied because of race, color, or creed, nor shall any insurer make or permit any unfair
8
discrimination against particular individuals or persons licensed under chapters 29, 30, 35
9
[repealed], and 37 of title 5.

10

(a) For the purposes of this section:
11

(1) “Health-benefit plan” or “health plan” means a policy, contract, certificate, or
12
agreement entered into, offered, or issued by a healthcare entity to provide, deliver, arrange for,
13
pay for, or reimburse any of the costs of healthcare services, and includes individual and group
14
plans.
15

(2) “Healthcare entity” means an insurance company licensed, or required to be licensed,
16
by the state of Rhode Island or other entity subject to the jurisdiction of the commissioner or the
17
jurisdiction of the department of business regulation pursuant to chapter 62 of title 42, that contracts
18
or offers to contract, or enters into an agreement to provide, deliver, arrange for, pay for, or
19
reimburse any of the costs of healthcare services, including, without limitation: a for-profit or
20
nonprofit hospital, medical or dental service corporation or plan, a health maintenance organization,
21
a health insurance company, or any other entity providing a plan of health insurance, accident and
22
sickness insurance, health benefits, or healthcare services.
23

(3) “Pregnancy, childbirth, or related medical conditions” includes, but is not limited to,
24
childbirth, abortion, miscarriage, fertility, contraception, and lactation.
25

(b) An individual may not be excluded from participation in, be denied benefits of, or
26
otherwise be subject to discrimination under any health-benefit plan on the basis of actual or
27
perceived: race; ethnicity; color; religion; national origin, including language; sex, including sex
28
characteristics, sexual orientation, gender identity, gender expression, and pregnancy, childbirth,
29
or related medical conditions; age; disability; height; weight; or any combination thereof.
30

(c) No healthcare entity may, in offering, providing, or administering a health plan:
31

(1) Deny, cancel, delay, limit, or refuse to issue or renew a health-benefit plan on the basis
32
of actual or perceived: race; ethnicity; color; religion; national origin, including language; sex,
33
including sex characteristics, sexual orientation, gender identity, gender expression, and pregnancy,
34
childbirth, or related medical conditions; age; disability; height; weight; or any combination

LC005638 - Page 4 of 12
1
thereof;
2

(2) Have or implement marketing practices or benefit designs that discriminate on the basis
3
of actual or perceived: race; ethnicity; color; religion; national origin, including language; sex,
4
including sex characteristics, sexual orientation, gender identity, gender expression, and pregnancy,
5
childbirth, or related medical conditions; age; disability; height; weight; or any combination
6
thereof;
7

(3) Deny or limit coverage, deny or limit coverage of a claim, or impose additional cost
8
sharing or other limitations or restrictions on coverage, to an individual on the basis of actual or
9
perceived: race; ethnicity; color; religion; national origin, including language; sex, including sex
10
characteristics, sexual orientation, gender identity, gender expression, and pregnancy, childbirth,
11
or related medical conditions; age; disability; height; weight; or any combination thereof;
12

(4) Have or implement a categorical coverage exclusion or limitation for any health
13
services related to gender transition or other gender-affirming health care, or reproductive health
14
care;
15

(5) Otherwise deny or limit coverage, deny or limit coverage of a claim, or impose
16
additional cost sharing or other limitations or restrictions on coverage, for specific health services
17
related to gender transition or other gender-affirming health care services and reproductive health
18
care services if such denial, limitation, or restriction results in discrimination against a member of
19
protected class, as described in subsection (b); or
20

(6) Have or implement benefit designs that do not provide or administer health insurance
21
coverage in the most integrated setting appropriate to the needs of qualified individuals with
22
disabilities, including practices that result in the serious risk of institutionalization or segregation.
23

(d) Nothing in this section requires coverage of any health service where the healthcare
24
entity has a legitimate, nondiscriminatory reason for denying or limiting coverage of the health
25
service or determining that such health service fails to meet applicable coverage requirements,
26
including reasonable medical management techniques such as medical necessity requirements.
27
Such coverage denial or limitation must not be based on unlawful animus or bias, or constitute a
28
pretext for discrimination.
29

(e) The enumeration of specific forms of discrimination in subsection (c) of this section
30
does not limit the general applicability of the prohibition in subsection (b) of this section.
31

(f) No healthcare entity may discriminate with respect to participation under a health-
32
benefit plan or coverage against any healthcare professional who is acting within the scope of that
33
healthcare professional’s license or certification under applicable state law, on the basis of that
34
healthcare professional’s actual or perceived: race; ethnicity; color; religion; national origin,

LC005638 - Page 5 of 12
1
including language; sex, including sex characteristics, sexual orientation, gender identity, gender
2
expression, and pregnancy, childbirth, or related medical conditions; age; disability; height; weight;
3
or any combination thereof.
4

(g) A healthcare entity shall provide the following information in a notice to enrollees of a
5
health-benefit plan regarding the nondiscrimination requirements of this section:
6

(1) A statement that the health-benefit plan does not discriminate on the basis of any
7
characteristic protected under applicable state law, including this section;
8

(2) Instructions on how an enrollee may file a grievance regarding discrimination;
9

(3) The healthcare entity’s internet website where an enrollee may file a grievance, if
10
available; and
11

(4) The healthcare entity’s telephone number that an enrollee may use to file a grievance
12
regarding discrimination.
13

(h) A healthcare entity or health-benefit plan found to have violated any provision of this
14
section shall be subject to the penalty and enforcement provisions of chapters 14 and 14.5 of title
15
42, and the regulations promulgated thereunder.
16
SECTION 3. Section 27-20-71 of the General Laws in Chapter 27-20 entitled "Nonprofit
17
Medical Service Corporations" is hereby amended to read as follows:
18

27-20-71. Unfair discrimination prohibited.
19

Notwithstanding any provision of any policy of insurance, certificate, or service contract
20
issued in this state, whenever the insurance policy, certificate, or service contract provides for
21
reimbursement for any services that may be legally performed by any person licensed under the
22
provisions of chapters 29, 30, 35 [repealed], and 37 of title 5, reimbursement under the insurance
23
policy, certificate, or service contract shall be based upon a determination of medical necessity and
24
shall not be denied because of race, color, or creed, nor shall any insurer make or permit any unfair
25
discrimination against particular individuals or persons licensed under chapters 29, 30, 35
26
[repealed], and 37 of title 5.
27

(a) For the purposes of this section:
28

(1) “Health-benefit plan” or “health plan” means a policy, contract, certificate, or
29
agreement entered into, offered, or issued by a healthcare entity to provide, deliver, arrange for,
30
pay for, or reimburse any of the costs of healthcare services, and includes individual and group
31
plans.
32

(2) “Healthcare entity” means an insurance company licensed, or required to be licensed,
33
by the state of Rhode Island or other entity subject to the jurisdiction of the commissioner or the
34
jurisdiction of the department of business regulation pursuant to chapter 62 of title 42, that contracts

LC005638 - Page 6 of 12
1
or offers to contract, or enters into an agreement to provide, deliver, arrange for, pay for, or
2
reimburse any of the costs of healthcare services, including, without limitation: a for-profit or
3
nonprofit hospital, medical or dental service corporation or plan, a health maintenance organization,
4
a health insurance company, or any other entity providing a plan of health insurance, accident and
5
sickness insurance, health benefits, or healthcare services.
6

(3) “Pregnancy, childbirth, or related medical conditions” includes, but is not limited to,
7
childbirth, abortion, miscarriage, fertility, contraception, and lactation.
8

(b) An individual may not be excluded from participation in, be denied benefits of, or
9
otherwise be subject to discrimination under any health-benefit plan on the basis of actual or
10
perceived: race; ethnicity; color; religion; national origin, including language; sex, including sex
11
characteristics, sexual orientation, gender identity, gender expression, and pregnancy, childbirth,
12
or related medical conditions; age; disability; height; weight; or any combination thereof.
13

(c) No healthcare entity may, in offering, providing, or administering a health plan:
14

(1) Deny, cancel, delay, limit, or refuse to issue or renew a health-benefit plan on the basis
15
of actual or perceived: race; ethnicity; color; religion; national origin, including language; sex,
16
including sex characteristics, sexual orientation, gender identity, gender expression, and pregnancy,
17
childbirth, or related medical conditions; age; disability; height; weight; or any combination
18
thereof;
19

(2) Have or implement marketing practices or benefit designs that discriminate on the basis
20
of actual or perceived: race; ethnicity; color; religion; national origin, including language; sex,
21
including sex characteristics, sexual orientation, gender identity, gender expression, and pregnancy,
22
childbirth, or related medical conditions; age; disability; height; weight; or any combination
23
thereof;
24

(3) Deny or limit coverage, deny or limit coverage of a claim, or impose additional cost
25
sharing or other limitations or restrictions on coverage, to an individual on the basis of actual or
26
perceived: race; ethnicity; color; religion; national origin, including language; sex, including sex
27
characteristics, sexual orientation, gender identity, gender expression, and pregnancy, childbirth,
28
or related medical conditions; age; disability; height; weight; or any combination thereof;
29

(4) Have or implement a categorical coverage exclusion or limitation for any health
30
services related to gender transition or other gender-affirming health care, or reproductive health
31
care;
32

(5) Otherwise deny or limit coverage, deny or limit coverage of a claim, or impose
33
additional cost sharing or other limitations or restrictions on coverage, for specific health services
34
related to gender transition or other gender-affirming health care services and reproductive health

LC005638 - Page 7 of 12
1
care services if such denial, limitation, or restriction results in discrimination against a member of
2
protected class, as described in subsection (b); or
3

(6) Have or implement benefit designs that do not provide or administer health insurance
4
coverage in the most integrated setting appropriate to the needs of qualified individuals with
5
disabilities, including practices that result in the serious risk of institutionalization or segregation.
6

(d) Nothing in this section requires coverage of any health service where the healthcare
7
entity has a legitimate, nondiscriminatory reason for denying or limiting coverage of the health
8
service or determining that such health service fails to meet applicable coverage requirements,
9
including reasonable medical management techniques such as medical necessity requirements.
10
Such coverage denial or limitation must not be based on unlawful animus or bias, or constitute a
11
pretext for discrimination.
12

(e) The enumeration of specific forms of discrimination in subsection (c) of this section
13
does not limit the general applicability of the prohibition in subsection (b) of this section.
14

(f) No healthcare entity may discriminate with respect to participation under a health-
15
benefit plan or coverage against any healthcare professional who is acting within the scope of that
16
healthcare professional’s license or certification under applicable state law, on the basis of that
17
healthcare professional’s actual or perceived: race; ethnicity; color; religion; national origin,
18
including language; sex, including sex characteristics, sexual orientation, gender identity, gender
19
expression, and pregnancy, childbirth, or related medical conditions; age; disability; height; weight;
20
or any combination thereof.
21

(g) A healthcare entity shall provide the following information in a notice to enrollees of a
22
health-benefit plan regarding the nondiscrimination requirements of this section:
23

(1) A statement that the health-benefit plan does not discriminate on the basis of any
24
characteristic protected under applicable state law, including this section;
25

(2) Instructions on how an enrollee may file a grievance regarding discrimination;
26

(3) The healthcare entity’s internet website where an enrollee may file a grievance, if
27
available; and
28

(4) The healthcare entity’s telephone number that an enrollee may use to file a grievance
29
regarding discrimination.
30

(h) A healthcare entity or health-benefit plan found to have violated any provision of this
31
section shall be subject to the penalty and enforcement provisions of chapters 14 and 14.5 of title
32
42, and the regulations promulgated thereunder.
33
SECTION 4. Section 27-41-88 of the General Laws in Chapter 27-41 entitled "Health
34
Maintenance Organizations" is hereby amended to read as follows:

LC005638 - Page 8 of 12
1

27-41-88. Unfair discrimination prohibited.
2

Notwithstanding any provision of any policy of insurance, certificate, or service contract
3
issued in this state, whenever the insurance policy, certificate, or service contract provides for
4
reimbursement for any services that may be legally performed by any person licensed under the
5
provisions of chapters 29, 30, 35, and 37 of title 5, reimbursement under the insurance policy,
6
certificate, or service contract shall be based upon a determination of medical necessity and shall
7
not be denied because of race, color, or creed, nor shall any insurer make or permit any unfair
8
discrimination against particular individuals or persons licensed under chapters 29, 30, 35, and 37
9
of title 5.
10

(a) For the purposes of this section:
11

(1) “Health-benefit plan” or “health plan” means a policy, contract, certificate, or
12
agreement entered into, offered, or issued by a healthcare entity to provide, deliver, arrange for,
13
pay for, or reimburse any of the costs of healthcare services, and includes individual and group
14
plans.
15

(2) “Healthcare entity” means an insurance company licensed, or required to be licensed,
16
by the state of Rhode Island or other entity subject to the jurisdiction of the commissioner or the
17
jurisdiction of the department of business regulation pursuant to chapter 62 of title 42, that contracts
18
or offers to contract, or enters into an agreement to provide, deliver, arrange for, pay for, or
19
reimburse any of the costs of healthcare services, including, without limitation: a for-profit or
20
nonprofit hospital, medical or dental service corporation or plan, a health maintenance organization,
21
a health insurance company, or any other entity providing a plan of health insurance, accident and
22
sickness insurance, health benefits, or healthcare services.
23

(3) “Pregnancy, childbirth, or related medical conditions” includes, but is not limited to,
24
childbirth, abortion, miscarriage, fertility, contraception, and lactation.
25

(b) An individual may not be excluded from participation in, be denied benefits of, or
26
otherwise be subject to discrimination under any health-benefit plan on the basis of actual or
27
perceived: race; ethnicity; color; religion; national origin, including language; sex, including sex
28
characteristics, sexual orientation, gender identity, gender expression, and pregnancy, childbirth,
29
or related medical conditions; age; disability; height; weight; or any combination thereof.
30

(c) No healthcare entity may, in offering, providing, or administering a health plan:
31

(1) Deny, cancel, delay, limit, or refuse to issue or renew a health-benefit plan on the basis
32
of actual or perceived: race; ethnicity; color; religion; national origin, including language; sex,
33
including sex characteristics, sexual orientation, gender identity, gender expression, and pregnancy,
34
childbirth, or related medical conditions; age; disability; height; weight; or any combination

LC005638 - Page 9 of 12
1
thereof;
2

(2) Have or implement marketing practices or benefit designs that discriminate on the basis
3
of actual or perceived: race; ethnicity; color; religion; national origin, including language; sex,
4
including sex characteristics, sexual orientation, gender identity, gender expression, and pregnancy,
5
childbirth, or related medical conditions; age; disability; height; weight; or any combination
6
thereof;
7

(3) Deny or limit coverage, deny or limit coverage of a claim, or impose additional cost
8
sharing or other limitations or restrictions on coverage, to an individual on the basis of actual or
9
perceived: race; ethnicity; color; religion; national origin, including language; sex, including sex
10
characteristics, sexual orientation, gender identity, gender expression, and pregnancy, childbirth,
11
or related medical conditions; age; disability; height; weight; or any combination thereof;
12

(4) Have or implement a categorical coverage exclusion or limitation for any health
13
services related to gender transition or other gender-affirming health care, or reproductive health
14
care;
15

(5) Otherwise deny or limit coverage, deny or limit coverage of a claim, or impose
16
additional cost sharing or other limitations or restrictions on coverage, for specific health services
17
related to gender transition or other gender-affirming health care services and reproductive health
18
care services if such denial, limitation, or restriction results in discrimination against a member of
19
protected class, as described in subsection (b); or
20

(6) Have or implement benefit designs that do not provide or administer health insurance
21
coverage in the most integrated setting appropriate to the needs of qualified individuals with
22
disabilities, including practices that result in the serious risk of institutionalization or segregation.
23

(d) Nothing in this section requires coverage of any health service where the healthcare
24
entity has a legitimate, nondiscriminatory reason for denying or limiting coverage of the health
25
service or determining that such health service fails to meet applicable coverage requirements,
26
including reasonable medical management techniques such as medical necessity requirements.
27
Such coverage denial or limitation must not be based on unlawful animus or bias, or constitute a
28
pretext for discrimination.
29

(e) The enumeration of specific forms of discrimination in subsection (c) of this section
30
does not limit the general applicability of the prohibition in subsection (b) of this section.
31

(f) No healthcare entity may discriminate with respect to participation under a health-
32
benefit plan or coverage against any healthcare professional who is acting within the scope of that
33
healthcare professional’s license or certification under applicable state law, on the basis of that
34
healthcare professional’s actual or perceived: race; ethnicity; color; religion; national origin,

LC005638 - Page 10 of 12
1
including language; sex, including sex characteristics, sexual orientation, gender identity, gender
2
expression, and pregnancy, childbirth, or related medical conditions; age; disability; height; weight;
3
or any combination thereof.
4

(g) A healthcare entity shall provide the following information in a notice to enrollees of a
5
health-benefit plan regarding the nondiscrimination requirements of this section:
6

(1) A statement that the health-benefit plan does not discriminate on the basis of any
7
characteristic protected under applicable state law, including this section;
8

(2) Instructions on how an enrollee may file a grievance regarding discrimination;
9

(3) The healthcare entity’s internet website where an enrollee may file a grievance, if
10
available; and
11

(4) The healthcare entity’s telephone number that an enrollee may use to file a grievance
12
regarding discrimination.
13

(h) A healthcare entity or health-benefit plan found to have violated any provision of this
14
section shall be subject to the penalty and enforcement provisions of chapters 14 and 14.5 of title
15
42, and the regulations promulgated thereunder.
16
SECTION 5. This act shall take effect upon passage.
========
LC005638
========

LC005638 - Page 11 of 12
EXPLANATION
BY THE LEGISLATIVE COUNCIL
OF
A N A C T
RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES
***
1
This act would amend unfair discrimination statutes to encompass more protected
2
categories and protect against additional forms of discrimination.
3
This act would take effect upon passage.
========
LC005638
========

LC005638 - Page 12 of 12