Uninsured Motorist Coverage Premiums

2025-2026 Bill 727: Uninsured Motorist Coverage Premiums - South Carolina Legislature Online

South Carolina General Assembly
126th Session, 2025-2026
Download
This Bill
in Microsoft Word Format
Indicates Matter Stricken
Indicates New Matter
S. 727
STATUS INFORMATION
General Bill
Sponsors: Senator Chaplin
Document Path: SR-0432KM26.docx
Introduced in the Senate on January 13, 2026
Currently residing in the Senate Committee on
Banking and Insurance
Summary: Uninsured Motorist Coverage Premiums
HISTORY OF LEGISLATIVE ACTIONS

Date

Body

Action Description with journal page number

12/10/2025

Senate

Prefiled

12/10/2025

Senate

Referred to Committee on
Banking and Insurance

1/13/2026

Senate

Introduced and read first time (
Senate Journal-page 33
)

1/13/2026

Senate

Referred to Committee on
Banking and Insurance
(
Senate Journal-page 33
)

View the latest
legislative information
at the website
VERSIONS OF THIS BILL
12/10/2025

A bill

TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING
SECTION
38-77-150
, RELATING TO UNINSURED MOTORIST PROVISIONS SO AS TO PROVIDE
THAT AN INSURER MAY NOT INCREASE AN INSURED'S PREMIUM SOLELY BECAUSE THE
INSURED MADE A CLAIM UNDER HIS UNINSURED OR UNDERINSURED MOTORIST COVERAGE AS
LONG AS THE INSURED WAS NOT AT FAULT IN THE ACCIDENT LEADING TO THE CLAIM.

B
e it enacted by the
General Assembly of the State of South Carolina:

S
ECTION 1.
S
ection
38-77-150
of the S.C. Code is amended by
adding:

(
D) An insurer may not increase an
insured's premium solely because the insured made a claim under his uninsured
or underinsured motorist coverage as long as the insured was not at fault in
the accident leading to the claim.

S
ECTION 2. This act takes effect upon approval
by the Governor.

----XX----

This web page was last updated on January 13, 2026 at 1:09 PM