Automobile Insurance Issuance

2025-2026 Bill 830: Automobile Insurance Issuance

South Carolina General Assembly

126th Session, 2025-2026

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A176, R155, S830

STATUS INFORMATION

General Bill

Sponsors: Senator Alexander

Document Path: SR-0487KM26.docx

Introduced in the Senate on January 20, 2026

Introduced in the House on March 31, 2026

Currently residing in the House

Governor's Action: May 18, 2026, Signed

Summary: Automobile Insurance Issuance

HISTORY OF LEGISLATIVE ACTIONS

Date

Body

Action Description with journal page number

1/20/2026

Senate

Introduced and read first time (
Senate Journal-page 5
)

1/20/2026

Senate

Referred to Committee on
Banking and Insurance
(
Senate Journal-page 5
)

3/12/2026

Senate

Committee report: Favorable
Banking and Insurance
(
Senate Journal-page 9
)

3/25/2026

Senate

Read second time (
Senate Journal-page 25
)

3/25/2026

Senate

Roll call Ayes-43 Nays-0 (
Senate Journal-page 25
)

3/26/2026

Senate

Read third time and sent to House (
Senate Journal-page 18
)

3/31/2026

House

Introduced and read first time (
House Journal-page 244
)

3/31/2026

House

Referred to Committee on
Labor, Commerce and Industry
(
House Journal-page 244
)

4/30/2026

House

Committee report: Favorable
Labor, Commerce and Industry
(
House Journal-page 7
)

5/5/2026

House

Debate adjourned until Wed., 5-6-26 (
House Journal-page 38
)

5/6/2026

House

Debate adjourned

5/7/2026

House

Read second time (
House Journal-page 75
)

5/7/2026

House

Roll call Yeas-96 Nays-0 (
House Journal-page 76
)

5/7/2026

House

Unanimous consent for third reading on next
legislative day (
House Journal-page 77
)

5/8/2026

House

Read third time and enrolled (
House Journal-page 3
)

5/14/2026

Ratified R 155

5/18/2026

Signed By Governor

5/27/2026

Effective date 05/18/26

5/27/2026

Act No. 176

View the latest
legislative information
at the website

VERSIONS OF THIS BILL

01/20/2026
03/12/2026
04/30/2026

(Text matches printed bills. Document has been reformatted to meet World Wide Web specifications.)

NOTE: THIS IS A TEMPORARY VERSION. THIS DOCUMENT WILL REMAIN IN THIS VERSION UNTIL FINAL APPROVAL BY THE LEGISLATIVE COUNCIL.

(A176, R155, S830)

AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-77-122, RELATING TO INSURERS AND AGENTS PROHIBITED FROM REFUSING TO ISSUE AUTOMOBILE INSURANCE POLICIES DUE TO CERTAIN FACTORS, SO AS TO PROVIDE THAT INSURERS CAN LIMIT THE ISSUANCE OF INSURANCE TO MEMBERS OF PARTICULAR NONPROFIT MEMBER ORGANIZATIONS.

Be it enacted by the General Assembly of the State of South Carolina:

Insurers and agents prohibited from refusing to issue automobile insurance policies due to certain factors

SECTION 1. Section 38-77-122(A) of the S.C. Code is amended to read:

(A)(1) No insurer or agent shall refuse to issue an automobile insurance policy as defined in Section 38-77-30 because of any one or more of the following factors: the age, sex, location of residence in this State, race, color, creed, national origin, ancestry, marital status, or income level. No insurer or agent shall refuse to issue an automobile insurance policy as defined in Section 38-77-30 solely because of any one of the following factors: the previous refusal of automobile insurance by another insurer, prior purchase of insurance through the Associated Auto Insurers Plan, or lawful occupation, including the military service, of the person seeking the coverage.

Nothing in this section prohibits any insurer from limiting the issuance of motor vehicle insurance policies only to persons engaging in or who have engaged in a particular profession or occupation, or who are members of a particular religious sect, or members of a nonprofit member organization.

(2) Nothing in this section prohibits any insurer from setting rates in accordance with relevant actuarial data.

Time effective

SECTION 2. This act takes effect upon approval by the Governor.

Ratified the 14th day of May, 2026.

Approved the 18th day of May, 2026.

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This web page was last updated on
June 2, 2026 at 11:22 AM