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HB0439 • 2026

Public Funds and Financing

AN ACT to amend Tennessee Code Annotated, Title 9, relative to precious metals.

Taxes
Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Hulsey, Bailey
Last action
2025-04-09
Official status
Placed on s/c cal Finance, Ways, and Means Subcommittee for 4/14/2025
Effective date
Not listed

Plain English Breakdown

The exact financial impact of the bill cannot be quantified with certainty due to market conditions and other variables.

Creating a Reserve Account for Precious Metals

This bill creates a special account within Tennessee's reserve fund to buy and sell precious metals like gold, silver, platinum, and palladium.

What This Bill Does

  • Creates a restricted account in the state treasury’s reserve fund for buying and selling precious metal bullion or specie (coins).
  • Requires an initial transfer of 1% to 3% of the total funds from the main reserve account into this new restricted account by July 1, 2025.
  • Allows the state treasurer to buy and sell precious metals with approval from the comptroller of the treasury.
  • Establishes rules for securely storing and transporting these precious metals.

Who It Names or Affects

  • The state treasurer who will manage the new restricted account.
  • Financial institutions that may store or handle the precious metals.
  • Tennessee residents who might use gold and silver coins as payment.

Terms To Know

Precious metal
A rare, valuable metal like gold, silver, platinum, or palladium.
Specie
Coins made from precious metals.

Limits and Unknowns

  • The exact amount transferred to the restricted account each year depends on the total funds in the main reserve account.
  • If all state departments accept payments in precious metal coins, it could increase state expenses significantly.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

Amendment 1-0 to SB0168

Plain English: The amendment adds new sections to Tennessee's laws regarding precious metals, creating a fund for acquiring and storing bullion and specie, and setting rules for its management.

  • Adds definitions for terms like 'bullion', 'coin', 'precious metal', and 'specie'.
  • Establishes the Precious Metals Fund within the state treasury to manage the acquisition, conversion, storage, and sale of precious metals.
  • Specifies that the fund will receive $50 million annually from the general fund for fiscal years 2025-2026 and beyond.
  • Requires the treasurer to convert purchased bullion into specie within a year and hold at least 90% of it as reserves.
  • The amendment text is truncated, so some details about later sections are missing.

Bill History

  1. 2025-04-22 Tennessee General Assembly

    Assigned to General Subcommittee of Senate Finance, Ways & Means Committee

  2. 2025-04-17 Tennessee General Assembly

    Placed on Senate Finance, Ways, and Means Committee calendar for 4/21/2025

  3. 2025-04-14 Tennessee General Assembly

    Placed on Senate Finance, Ways, and Means Committee calendar for 4/15/2025

  4. 2025-04-14 Tennessee General Assembly

    Rule #83(8) Suspended, to be heard in Senate Finance, Ways & Means Committee on 4/15/2025

  5. 2025-04-09 Tennessee General Assembly

    Placed on s/c cal Finance, Ways, and Means Subcommittee for 4/14/2025

  6. 2025-04-09 Tennessee General Assembly

    Placed behind the budget

  7. 2025-04-02 Tennessee General Assembly

    Placed on s/c cal Finance, Ways, and Means Subcommittee for 4/9/2025

  8. 2025-04-02 Tennessee General Assembly

    Action Def. in s/c Finance, Ways, and Means Subcommittee to 4/9/2025

  9. 2025-03-26 Tennessee General Assembly

    Placed on s/c cal Finance, Ways, and Means Subcommittee for 4/2/2025

  10. 2025-03-25 Tennessee General Assembly

    Recommended for passage with amendment/s, refer to Senate Finance, Ways, and Means Committee Ayes 8, Nays 0 PNV 1

  11. 2025-03-19 Tennessee General Assembly

    Placed on Senate Commerce and Labor Committee calendar for 3/25/2025

  12. 2025-03-18 Tennessee General Assembly

    Action deferred in Senate Commerce and Labor Committee to 3/25/2025

  13. 2025-03-17 Tennessee General Assembly

    Sponsor(s) Added.

  14. 2025-03-13 Tennessee General Assembly

    Placed on Senate Commerce and Labor Committee calendar for 3/18/2025

  15. 2025-03-11 Tennessee General Assembly

    Placed on Senate Commerce and Labor Committee calendar for 3/18/2025

  16. 2025-03-05 Tennessee General Assembly

    Sponsor(s) Added.

  17. 2025-02-20 Tennessee General Assembly

    Sponsor(s) Added.

  18. 2025-02-13 Tennessee General Assembly

    Sponsor(s) Added.

  19. 2025-02-05 Tennessee General Assembly

    Assigned to s/c Finance, Ways, and Means Subcommittee

  20. 2025-02-05 Tennessee General Assembly

    P2C, ref. to Finance, Ways, and Means Committee

  21. 2025-02-05 Tennessee General Assembly

    Sponsor(s) Added.

  22. 2025-02-03 Tennessee General Assembly

    Intro., P1C.

  23. 2025-01-28 Tennessee General Assembly

    Filed for introduction

  24. 2025-01-27 Tennessee General Assembly

    Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  25. 2025-01-16 Tennessee General Assembly

    Introduced, Passed on First Consideration

  26. 2025-01-15 Tennessee General Assembly

    Filed for introduction

Official Summary Text

RESERVE ACCOUNT

Present law
requires a
state treasury reserve account
to be
in
the general fund
called
the
"
reserve for revenue fluctuations
" ("reserve account").
Amounts in this reserve
account

must
be available

to meet unexpected shortfalls of revenue or to meet expenditure requirements in excess of budgeted appropriation levels.
This bill creates, within the reserve
account
,
a restricted account for the purchase and sale of precious metal bullion
, which includes
gold, silver, platinum, or palladium
,
or specie
, which is
a precious metal stamped into coins
.

It
is the legislati
ve intent
of this bill
that there is an initial transfer from the reserve account to the restricted account
from 1 to
3% of the total funds in the reserve account as of July 1, 2025. On an annual basis, the restricted account must be valued based on the t
otal funds in the reserve account that may result in additional transfers from the reserve account to the restricted account.

Any funds remaining in the restricted account at the end of any fiscal year must be carried forward. The income, gains, and loss
es from the investment in precious metal bullion and specie must remain in the restricted account and must be accounted for separately from other investments
.

INVESTMENTS

State Treasurer Investment Authority

Present law authorizes
the state treasurer

to
, in the state treasurer's sole discretion, invest money in the custody of any officer or officers of the state, which is otherwise required to be invested
through the pooled investment fund
or
the intermediate-term investment fund
,
if the investment is

in obligations guaranteed by United States government,
and
the state officer or officers who have custody of the money request
it to
be invested.
This bill requires
the state treasurer, with the approval of the comptroller of the treasury,
to additionally
(i) p
urchase and sell precious metal bullion or specie that will be directly owned by the state, and in the custody of the state treasurer
and (ii) e
stablish and adopt investment policies or guidelines
.

Contracting and Procurement

W
ith the approval o
f the comptroller of the treasury
, this bill authorizes t
he state treasurer
to
enter into contracts, trust instruments, agreements, trade agreements, warrants, and other instruments with a person
to buy and sell bullion and specie
.

Procurements may be mad
e in a manner prescribed by the state treasurer with the approval of the comptroller of the treasury without regard to the requirements
for public purchases
. For the purposes of procuring precious metal bullion or specie as an investment, the precious met
al bullion and specie are not considered goods, and therefore, not subject to
noncompetitive contract requirements with the general assembly's fiscal review committee
.

Safekeeping Precious Metal Bullion or Specie

W
ith the approval of the comptroller
of the treasury,
this bill requires the state treasurer to
ensure that the
precious metal bullion or specie
is securely maintained and transported, adequately insured, independently audited, and physically segregated from the other assets custodied at
a
fi
nancial institution or other entity
designated by the state treasurer with the approval of the comptroller of the treasury
.

E
xpenses may be charged to the earnings of the general fund balances in the state pooled investment fund or to funds available in t
he revolving accounts established
for pooled investments or obligations guaranteed by the federal government.

Confidentiality

This bill provides that records, documents, and papers in the possession of the treasury department, or any other state agency, containing the following information relative to the precious metal bullion or specie purchased, sold, and maintained are confi
d
ential and are not open for inspection by members of the public:



Location, custody, maintenance, transportation, insurance,
p
rocurement processes
, and security.



Proposals relative to the procurement of goods or services, and related records
.



Procurement solicitations, requests for quotes, and requests submitted to the state's central procurement office for the procurement of goods and services
.



Contracts, agreements, warrants,
and
confirmations
.

LEGAL TENDER

This bill makes gold and silver
coins
legal tender in this state.
However, a
person
must
not compel another person to use or accept
such
coins as legal tender, unless expressly authorized by law or contract.
A "person" means
an individual; state, local government, political subdivisio
n, or any agent or agency thereof; company; corporation; partnership; firm; trust; organization; or association
.
The state treasurer may transact, transmit, or exchange
such
coins through any one or a combination of

(
i) p
hysical means
,
(
ii
)
e
lectronic mea
ns
,
or (
iii
)
w
ritten instruction.

The state, or a department or agency of state government, may, but is not required to, accept payment of taxes, fees, debts, or obligations in precious metal coins.

Current Bill Text

Read the full stored bill text
SENATE BILL 168
By Bailey

HOUSE BILL 439
By Hulsey

HB0439
001340
- 1 -

AN ACT to amend Tennessee Code Annotated, Title 9,
relative to precious metals.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE:
SECTION 1. Tennessee Code Annotated, Section 9-4-211(a)(1), is amended by
deleting the subdivision and substituting instead the following:
(1) There is created on the books and records of the state treasury a reserve
account in the general fund to be known as the "reserve for revenue fluctuations." The
funds in this account may be used from time to time, as provided in this section, to meet
unexpected shortfalls of revenue, to meet expenditure requirements in excess of
budgeted appropriation levels, or to fund the purchase and sale of precious metal bullion
or specie.
SECTION 2. Tennessee Code Annotated, Section 9-4-211, is amended by adding the
following new subsection:
(e) There is created in the reserve for revenue fluctuations account a restricted
account for the purchase and sale of precious metal bullion or specie. It is the legislative
intent that there is an initial transfer from the reserve for revenue fluctuations account to
the restricted account of not less than one percent (1%), but no more than three percent
(3%), of the total funds in the reserve for revenue fluctuations account as of July 1, 2025.
On an annual basis thereafter, the restricted account must be valued based on the total
funds in the reserve for revenue fluctuations account that may result in additional
transfers from the reserve account to the restricted account.

- 2 - 001340

SECTION 3. Tennessee Code Annotated, Section 9-4-612(c), is amended by adding
the following new subdivision:
(3) Precious metal bullion or specie. For purposes of this subdivision (c)(3):
(A) "Bullion" means a precious metal that is formed into uniform shapes
and quantities such as ingots, bars, or plates, with uniform content and purity, as
are suitable for or customarily used in the purchase, sale, storage, transfer, and
delivery of bulk or wholesale transactions in precious metal;
(B) "Precious metal" means gold, silver, platinum, or palladium; and
(C) "Specie" means a precious metal stamped into coins of uniform
shape, size, design, content, and purity, suitable for or customarily used as
currency, as a medium of exchange, or as the medium for purchase, sale,
storage, transfer, or delivery of precious metal in retail or wholesale transactions.
SECTION 4. Tennessee Code Annotated, Section 9-4-612, is amended by adding the
following new subsections:
(i) Notwithstanding the state treasurer's discretionary investment authority
pursuant to subsection (a), the state treasurer, with the approval of the comptroller of the
treasury, shall:
(1) Purchase and sell precious metal bullion or specie that will be directly
owned by the state, and in the custody of the state treasurer; and
(2) Establish and adopt investment policies or guidelines, which shall
include, but not be limited to, quality standards and purity levels for the precious
metal.
(j) The funds for the purchase and sale of precious metal bullion or specie must
come from the reserve for revenue fluctuations account under § 9-4-211 and be placed
in a restricted account within the reserve account. Any funds remaining in the restricted

- 3 - 001340

account at the end of any fiscal year must be carried forward in the restricted account
and remain available for the purposes of the purchase and sale of precious metal bullion
and specie. The income, gains, and losses from the investment in precious metal bullion
and specie must remain in the restricted account and must be accounted for separately
from other investments made pursuant to this section.
(k) The state treasurer, with the approval of the comptroller of the treasury, may
make and enter into contracts, trust instruments, agreements, trade agreements,
warrants, and other instruments with a person to effectuate this section, including, but
not limited to, financial institutions, brokers, dealers, securities markets and exchanges,
accountants, auditors, attorneys, consultants, the entity described in subsection (m), and
other contractors. Procurements may be made in a manner prescribed by the state
treasurer with the approval of the comptroller of the treasury without regard to the
requirements contained in title 12, chapter 3. For the purposes of procuring precious
metal bullion or specie as an investment pursuant to this section, the precious metal
bullion and specie are not considered goods, as defined in § 12-3-201, and therefore,
not subject to § 4-56-107.
(l) The state treasurer, with the approval of the comptroller of the treasury, shall
ensure that the precious metal bullion or specie is securely maintained and transported,
adequately insured, independently audited, and physically segregated from the other
assets custodied at the financial institution or other entity described in subsection (m).
The expenses referenced in this subsection (l) may be charged to the earnings of the
general fund balances in the state pooled investment fund or to funds available in the
revolving accounts established in §§ 9-4-603(g) and 9-4-612(g).
(m) The physical precious metal purchased under this section must be custodied
by the state treasurer in a financial institution as defined in § 45-11-102, or in an entity

- 4 - 001340

designated by the state treasurer with the approval of the comptroller of the treasury.
(n) The records, documents, and papers in the possession of the treasury
department or any other state agency containing the following information relative to the
precious metal bullion or specie purchased, sold, and maintained in accordance with
subsections (i) through (m), must be treated as confidential and must not be open for
inspection by members of the public:
(1) Location;
(2) Custody;
(3) Maintenance;
(4) Transportation;
(5) Insurance;
(6) Procurement processes;
(7) Proposals relative to the procurement of goods or services, and
related records, including, but not limited to, evaluations, notices,
communications, memoranda;
(8) Procurement solicitations, requests for quotes, and requests
submitted to the state's central procurement office for the procurement of goods
and services;
(9) Contracts, agreements, warrants, confirmations; and
(10) Security, including, but not limited to, alarm systems; security codes;
access codes; passwords; security procedures and protocols; security and
vulnerability testing; business continuity plans and testing; disaster recovery
plans and testing; and audit reports.
SECTION 5. Tennessee Code Annotated, Title 9, Chapter 1, is amended by adding the
following as a new section:

- 5 - 001340

(a) As used in this section:
(1) "Coins" means:
(A) Precious metal fabricated into products of uniform shape,
size, design, content, weight, and purity that are suitable for or
customarily used as currency, as a medium of exchange, or as the
medium for purchase, sale, storage, transfer, or delivery of precious metal
in retail or wholesale transactions; or
(B) Refined precious metal bullion, stamped or imprinted with its
weight and purity and valued primarily based on its metal content and not
its form;
(2) "Legal tender" means a recognized medium of exchange for the
payment of debts and taxes;
(3) "Person" means an individual; state, local government, political
subdivision, or any agent or agency thereof; company; corporation; partnership;
firm; trust; organization; or association; and
(4) "Precious metal" means gold and silver.
(b) Precious metal coins are legal tender in this state.
(c) A person shall not compel another person to use or accept precious metal
coins as legal tender, unless expressly authorized by law or contract.
(d) The state treasurer may transact, transmit, or exchange precious metal coins
through any one (1) or a combination of:
(1) Physical means;
(2) Electronic means; or
(3) Written instruction.

- 6 - 001340

(e) The state, or a department or agency of state government, may, but is not
required to, accept payment of taxes, fees, debts, or obligations in precious metal coins.
SECTION 6. This act takes effect upon becoming a law, the public welfare requiring it.