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HB1074 • 2026

Insurance Companies, Agents, Brokers, Policies

AN ACT to amend Tennessee Code Annotated, Title 56 and Title 63, Chapter 1, relative to prior authorization for healthcare services.

Healthcare
Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Garrett, Reeves
Last action
2025-04-08
Official status
Comp. became Pub. Ch. 125
Effective date
Not listed

Plain English Breakdown

The candidate explanation includes details about notification methods (e.g., email, online portals) that are not explicitly covered by the official source material.

Changes to Health Insurance Prior Authorization Notifications

This bill changes how healthcare providers notify patients about additional information needed for prior authorization of health services.

What This Bill Does

  • Removes the requirement that a provider must tell a patient within five business days if more information is needed from an insurance company to process a request for prior authorization.
  • Changes the notification period from five business days to seven calendar days when a utilization review organization asks for additional information from a healthcare provider.
  • Requires that any notice sent by a utilization review organization to an enrollee must include a copy of the communication asking for more information, if the healthcare provider does not provide it within seven calendar days.

Who It Names or Affects

  • Healthcare providers
  • Patients seeking prior authorization for health services

Terms To Know

Prior Authorization
A process where a healthcare provider needs approval from an insurance company before providing certain medical treatments or procedures.
Utilization Review Organization
An organization that reviews requests for prior authorization to ensure they are medically necessary and comply with the terms of health insurance coverage.

Limits and Unknowns

  • The bill does not specify what happens if a provider fails to notify a patient within seven calendar days.
  • It is unclear how this change will affect patients who need urgent medical care requiring prior authorization.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

Amendment 1-0 to HB1074

Plain English: The amendment removes specific sections of Tennessee's insurance and healthcare laws.

  • Removes Section 63-1-171 from Title 63 of the Tennessee Code Annotated.
  • Deletes subdivision (a)(4) from Section 56-6-705 in Title 56.
  • The exact content and implications of the removed sections are not provided, making it unclear what specific changes this amendment will have on insurance companies and healthcare policies.
Amendment 1-0 to SB1063

Plain English: The amendment removes specific sections of Tennessee's insurance laws related to prior authorization for healthcare services.

  • Removes Section 63-1-171 from Title 63 of the Tennessee Code Annotated.
  • Deletes subdivision (a)(4) from Section 56-6-705 in Title 56.
  • The exact content and implications of the removed sections are not provided, making it unclear what specific changes this amendment will have on healthcare prior authorization processes.

Bill History

  1. 2025-04-08 Tennessee General Assembly

    Comp. became Pub. Ch. 125

  2. 2025-04-08 Tennessee General Assembly

    Effective date(s) 04/03/2025

  3. 2025-04-08 Tennessee General Assembly

    Pub. Ch. 125

  4. 2025-04-03 Tennessee General Assembly

    Signed by Governor.

  5. 2025-03-26 Tennessee General Assembly

    Transmitted to Governor for action.

  6. 2025-03-26 Tennessee General Assembly

    Signed by H. Speaker

  7. 2025-03-25 Tennessee General Assembly

    Signed by Senate Speaker

  8. 2025-03-25 Tennessee General Assembly

    Enrolled and ready for signatures

  9. 2025-03-24 Tennessee General Assembly

    Comp. SB subst.

  10. 2025-03-24 Tennessee General Assembly

    Passed H., Ayes 90, Nays 0, PNV 0

  11. 2025-03-24 Tennessee General Assembly

    Am. withdrawn. (Amendment 1 - HA0031)

  12. 2025-03-24 Tennessee General Assembly

    Subst. for comp. HB.

  13. 2025-03-20 Tennessee General Assembly

    H. Placed on Regular Calendar for 3/24/2025

  14. 2025-03-19 Tennessee General Assembly

    Placed on cal. Calendar & Rules Committee for 3/20/2025

  15. 2025-03-17 Tennessee General Assembly

    Rcvd. from S., held on H. desk.

  16. 2025-03-13 Tennessee General Assembly

    Sponsor(s) Added.

  17. 2025-03-13 Tennessee General Assembly

    Engrossed; ready for transmission to House

  18. 2025-03-13 Tennessee General Assembly

    Passed Senate as amended, Ayes 32, Nays 0

  19. 2025-03-13 Tennessee General Assembly

    Senate adopted Amendment (Amendment 1 - SA0072)

  20. 2025-03-12 Tennessee General Assembly

    Rec. for pass; ref to Calendar & Rules Committee

  21. 2025-03-11 Tennessee General Assembly

    Placed on Senate Regular Calendar for 3/13/2025

  22. 2025-03-05 Tennessee General Assembly

    Placed on cal. Insurance Committee for 3/12/2025

  23. 2025-03-05 Tennessee General Assembly

    Sponsor(s) Added.

  24. 2025-03-04 Tennessee General Assembly

    Rec. for pass. if am., ref. to Insurance Committee

  25. 2025-03-04 Tennessee General Assembly

    Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 7, Nays 0 PNV 0

  26. 2025-02-26 Tennessee General Assembly

    Placed on cal. Health Committee for 3/4/2025

  27. 2025-02-26 Tennessee General Assembly

    Rec for pass if am by s/c ref. to Health Committee

  28. 2025-02-25 Tennessee General Assembly

    Placed on Senate Commerce and Labor Committee calendar for 3/4/2025

  29. 2025-02-25 Tennessee General Assembly

    Placed on Senate Commerce and Labor Committee calendar for 3/4/2025

  30. 2025-02-19 Tennessee General Assembly

    Placed on s/c cal Health Subcommittee for 2/26/2025

  31. 2025-02-12 Tennessee General Assembly

    Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  32. 2025-02-11 Tennessee General Assembly

    Assigned to s/c Health Subcommittee

  33. 2025-02-10 Tennessee General Assembly

    Sponsor change.

  34. 2025-02-10 Tennessee General Assembly

    Sponsor(s) withdrawn.

  35. 2025-02-10 Tennessee General Assembly

    P2C, ref. to Health Committee - Insurance Committee

  36. 2025-02-10 Tennessee General Assembly

    Introduced, Passed on First Consideration

  37. 2025-02-06 Tennessee General Assembly

    Intro., P1C.

  38. 2025-02-05 Tennessee General Assembly

    Filed for introduction

  39. 2025-02-05 Tennessee General Assembly

    Filed for introduction

Official Summary Text

Present law generally requ
ires that a health care provider notify a patient of communication between the provider and a health insurance entity or healthcare facility concerning additional information needed to process a prior authorization request for the patient within five busi
n
ess days after the communication has occurred. The notification must include a brief summary of the communication or a copy of the communication. This bill limits such requirement to communications between the provider and the patient's health insurance
e
ntity, changes the period within which the patient must be notified to seven calendar days, and removes the requirement for a summary of the communication.

Under present law, if a utilization review agent requires additional information from an enrollee,
a provider, or healthcare facility to make a determination on a request for prior authorization, then, no later than five business days after receipt of the request, the agent is required to notify:

(1) The enrollee in writing, or through email or resp
ective electronic portals, of the additional information needed to make the determination; and

(2) The provider or healthcare facility through email or respective electronic portals of the additional information needed to make the determination

This bi
ll changes the notice requirement for utilization review agents to instead require that, if a utilization review organization makes a request of the healthcare provider that additional information is needed to process a prior authorization and the healthc
a
re provider does not submit the additional information within a seven-calendar-day timeframe, then the utilization review organization must notify the enrollee that further information has been requested from the provider. The notification must include a

copy of the communication.

ON MARCH 13, 2025, THE SENATE ADOPTED AMENDMENT #1 AND PASSED SENATE BILL 1063, AS AMENDED.

AMENDMENT #1 rewrites the bill to, instead, remove the following provisions in present law:



A
provider
must generally
notify a patient of communication between the provider and a health insurance entity or healthcare facility concerning additional information needed to process a prior authorization request for the patient within five business days after the communication has occurred.

The notification must include a brief summary of the communication or a copy of the communication.
However, if
the patient is a minor, then the provider must notify the policyholder whose health insurance coverage covers the minor.



Such
provider
must

so
notify the patient via electronic means, such as by email or through an online patient portal offered by the provider, unless the patient requests, in writing, an alternative notification method.



I
f
a
utilization review agent requires additional information from an enrollee, a provider, or healthcare facility to make a determination on a request for prior authorization, then, no later than five business days after receipt of the request, the agent
must
notify

(i) the enrollee in writing, or through email or respective electronic portals, of the additional information needed to make the determination and

(ii) the provider or healthcare facility through email or respective electronic portals of the additional information needed to make the determination
.

Current Bill Text

Read the full stored bill text
SENATE BILL 1063
By Reeves

HOUSE BILL 1074
By Garrett

HB1074
003218
- 1 -

AN ACT to amend Tennessee Code Annotated, Title 56
and Title 63, Chapter 1, relative to prior
authorization for healthcare services.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE:
SECTION 1. Tennessee Code Annotated, Section 63-1-171, is amended by deleting
subsection (b) and substituting:
(b) Except as provided in subsection (d), a provider shall notify a patient of
communication between the provider and the patient's health insurance entity if the
provider contacts the health insurance entity seeking additional information needed to
process a prior authorization request for the patient within seven (7) calendar days after
the communication has occurred. The notification must include a copy of the
communication.
SECTION 2. Tennessee Code Annotated, Section 56-6-705(a), is amended by deleting
subdivision (4) and substituting:
(4) If a utilization review organization makes a request of the healthcare provider
that additional information is needed to process a prior authorization and the healthcare
provider does not submit the additional information within the seven-calendar-day
timeframe described under subsection (a), then the utilization review organization must
notify the enrollee that further information has been requested from the provider. The
notification must include a copy of the communication.
SECTION 3. This act takes effect upon becoming a law, the public welfare requiring it.