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HB1076 • 2026

Insurance Companies, Agents, Brokers, Policies

AN ACT to amend Tennessee Code Annotated, Title 4; Title 56 and Title 71, relative to insurance.

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Cepicky, Briggs
Last action
2026-01-14
Official status
Sponsor change.
Effective date
Not listed

Plain English Breakdown

The official source material does not specify the exact types of filings that are covered by this change beyond mentioning 'rates' and 'endorsements'.

Insurance Rules Change

This bill changes the time limit from 30 to 21 days for insurance companies to file information with the commissioner of commerce and insurance before a proposed effective date.

What This Bill Does

  • Changes the time limit from 30 days to 21 days for insurance companies to file information with the commissioner of commerce and insurance before a proposed effective date.

Who It Names or Affects

  • Insurance companies that offer personal risk insurance in Tennessee
  • The commissioner of commerce and insurance

Terms To Know

personal risk insurance
Insurance that covers risks related to an individual's property or life.
endorsements
Additions or changes made to an existing insurance policy.

Limits and Unknowns

  • The bill does not specify what happens if the new deadline is missed.
  • It's unclear how this change will affect insurance companies' operations.

Bill History

  1. 2026-03-10 Tennessee General Assembly

    Assigned to General Subcommittee of Senate Commerce and Labor Committee

  2. 2026-03-04 Tennessee General Assembly

    Placed on Senate Commerce and Labor Committee calendar for 3/10/2026

  3. 2026-03-03 Tennessee General Assembly

    Action deferred in Senate Commerce and Labor Committee to 3/10/2026

  4. 2026-03-02 Tennessee General Assembly

    Sponsor(s) Added.

  5. 2026-02-24 Tennessee General Assembly

    Placed on Senate Commerce and Labor Committee calendar for 3/3/2026

  6. 2026-02-23 Tennessee General Assembly

    Sponsor(s) Added.

  7. 2026-02-02 Tennessee General Assembly

    Sponsor change.

  8. 2026-01-14 Tennessee General Assembly

    Sponsor change.

  9. 2025-02-24 Tennessee General Assembly

    Sponsor(s) Added.

  10. 2025-02-12 Tennessee General Assembly

    Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  11. 2025-02-10 Tennessee General Assembly

    P2C, caption bill, held on desk - pending amdt.

  12. 2025-02-10 Tennessee General Assembly

    Introduced, Passed on First Consideration

  13. 2025-02-06 Tennessee General Assembly

    Intro., P1C.

  14. 2025-02-05 Tennessee General Assembly

    Filed for introduction

  15. 2025-02-03 Tennessee General Assembly

    Filed for introduction

Official Summary Text

Abstract summarizes the bill.

Current Bill Text

Read the full stored bill text 
SENATE BILL 711
By Taylor

HOUSE BILL 1076
By Cepicky
HB1076
002654
- 1 -

AN ACT to amend Tennessee Code Annotated, Title 4;
Title 56 and Title 71, relative to insurance.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE:
SECTION 1. Tennessee Code Annotated, Section 56-5-105(a), is amended by deleting
"thirty (30) days" and substituting "twenty-one (21) days".
SECTION 2. This act takes effect upon becoming a law, the public welfare requiring it.