Back to Tennessee

HB1873 • 2026

Taxes, Real Property

AN ACT to amend Tennessee Code Annotated, Title 48 and Title 67, Chapter 5, relative to real property taxes.

Elections Taxes
Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Zachary, Watson
Last action
2026-04-08
Official status
Taken off notice for cal. in State & Local Government Committee
Effective date
Not listed

Plain English Breakdown

The bill summary does not provide specific details about how new construction exclusions will be implemented or enforced, leaving this aspect somewhat unclear.

Real Property Tax Limitation Act

This bill sets limits on how much local governments can increase real property taxes each year based on inflation plus two percent, with exceptions for certain types of taxes and utilities.

What This Bill Does

  • Limits the amount by which local governments can raise real property tax rates to an increase in total revenue not exceeding inflation plus two percent or six percent over three years.
  • Requires a referendum election if a local government wants to exceed these limits, with specific requirements for the resolution or ordinance and the timing of the election.
  • Clarifies that certain taxes, such as those for bond payments, are exempt from these limitations.

Who It Names or Affects

  • Local governments including counties, cities, towns, and special taxing districts.
  • Property owners who pay real property taxes.

Terms To Know

Inflation
The increase in prices of goods and services over time, measured by the consumer price index.
Referendum election
A vote by citizens to approve or reject a proposed change in local government policy or law.

Limits and Unknowns

  • The bill does not specify what happens if a referendum fails.
  • It is unclear how the new construction exclusion will be implemented and enforced.

Bill History

  1. 2026-04-13 Tennessee General Assembly

    Sponsor(s) Added.

  2. 2026-04-08 Tennessee General Assembly

    Taken off notice for cal. in State & Local Government Committee

  3. 2026-04-01 Tennessee General Assembly

    Placed on cal. State & Local Government Committee for 4/8/2026

  4. 2026-04-01 Tennessee General Assembly

    Action def. in State & Local Government Committee to 4/8/2026

  5. 2026-03-25 Tennessee General Assembly

    Placed on cal. State & Local Government Committee for 3/31/2026

  6. 2026-03-25 Tennessee General Assembly

    Action def. in State & Local Government Committee to 3/31/2026

  7. 2026-03-25 Tennessee General Assembly

    Assigned to General Subcommittee of Senate State and Local Government Committee

  8. 2026-03-25 Tennessee General Assembly

    Placed on Senate State and Local Government Committee calendar for 3/25/2026

  9. 2026-03-24 Tennessee General Assembly

    Placed on Senate State and Local Government Committee calendar for 3/25/2026

  10. 2026-03-24 Tennessee General Assembly

    Action deferred in Senate State and Local Government Committee to 3/25/2026

  11. 2026-03-23 Tennessee General Assembly

    Placed on cal. State & Local Government Committee for 3/24/2026

  12. 2026-03-18 Tennessee General Assembly

    Placed on Senate State and Local Government Committee calendar for 3/24/2026

  13. 2026-03-17 Tennessee General Assembly

    Action deferred in Senate State and Local Government Committee to 3/24/2026

  14. 2026-03-16 Tennessee General Assembly

    Sponsor(s) Added.

  15. 2026-03-12 Tennessee General Assembly

    Sponsor(s) Added.

  16. 2026-03-11 Tennessee General Assembly

    Action def. in State & Local Government Committee to 3/25/2026

  17. 2026-03-11 Tennessee General Assembly

    Sponsor(s) Added.

  18. 2026-03-11 Tennessee General Assembly

    Placed on Senate State and Local Government Committee calendar for 3/17/2026

  19. 2026-03-04 Tennessee General Assembly

    Placed on cal. State & Local Government Committee for 3/11/2026

  20. 2026-03-04 Tennessee General Assembly

    Rec for pass if am by s/c ref. to State & Local Government Committee

  21. 2026-03-02 Tennessee General Assembly

    Sponsor(s) Added.

  22. 2026-02-25 Tennessee General Assembly

    Placed on s/c cal Cities & Counties Subcommittee for 3/4/2026

  23. 2026-02-25 Tennessee General Assembly

    Sponsor(s) Added.

  24. 2026-02-05 Tennessee General Assembly

    Passed on Second Consideration, refer to Senate State and Local Government Committee

  25. 2026-02-02 Tennessee General Assembly

    Assigned to s/c Cities & Counties Subcommittee

  26. 2026-02-02 Tennessee General Assembly

    P2C, ref. to State & Local Government Committee

  27. 2026-02-02 Tennessee General Assembly

    Introduced, Passed on First Consideration

  28. 2026-01-22 Tennessee General Assembly

    Intro., P1C.

  29. 2026-01-22 Tennessee General Assembly

    Filed for introduction

  30. 2026-01-21 Tennessee General Assembly

    Filed for introduction

Official Summary Text

For tax years beginning on or after July 1, 2026, this bill prohibits a local government from increasing a real property tax rate by an amount that would cause the local government to realize an increase in total revenue exceeding inflation plus 2%, or t
hat would cause the local government to realize an increase in total revenue exceeding inflation plus 2% over the preceding three years, except by a referendum election. As used in this bill, "total revenue" means the gross revenue collected from ad valo
re
m real property taxes levied by a local government by category of real property during the immediately preceding tax year. However, total revenue does not include new gross tax revenue collected from new construction and collected during the immediately
preceding tax year. As used in this bill "new construction" means an addition to real property, including as improvement or addition to an existing structure.

This bill clarifies that its limitations do not apply to taxes levied or pledged to pay or secure the payment of the principal and interest on bonds, actions taken by the comptroller of the treasury, or a local government's authority to change rates for
utilities that the local government owns or operates.

REFERENDUM ELECTION

This bill requires the governing body of a local government to direct the county election commission to hold a referendum election to raise a real property tax rate by an amount that exceeds the limitations described above, upon the adoption of a resolut
ion or ordinance by a two-thirds majority vote. The resolution or ordinance must specify the tax rate, the date on which the tax rate would go into effect, the proposed date of the election, and that the referendum election is to be held at a general ele
ct
ion.

This bill requires the referendum election to be held during a regular November election. Further, the referendum election must be advertised as provided by present law. If a majority of the qualified voters of a local government vote in favor of appro
ving the tax rate, then the local government may increase the tax rate on the date specified in the resolution or ordinance.

RESTRICTIONS ON MAXIMUM TAX RATE

Present law repeals all limitations and restrictions imposed on a municipality or metropolitan government ad valorem tax levy. This bill clarifies that the limitations and restrictions provided in this bill must remain in full force and effect.

Current Bill Text

Read the full stored bill text
SENATE BILL 2064
By Watson

HOUSE BILL 1873
By Zachary
HB1873
011702
- 1 -

AN ACT to amend Tennessee Code Annotated, Title 48
and Title 67, Chapter 5, relative to real property
taxes.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE:
SECTION 1. Tennessee Code Annotated, Title 67, Chapter 5, Part 1, is amended by
adding the following as a new section:
(a) As used in this section:
(1) "Inflation" means the most recent percentage change in the consumer
price index, all cities average, published by the United States department of
labor;
(2) "Local government" means a county, incorporated city or town, or
metropolitan government having the power to levy taxes, or any special taxing
district, including a special school district, on behalf of which ad valorem property
taxes may be levied, for the support of governmental and related activities and
services;
(3) "New construction":
(A) Means an addition to real property, including, but not limited
to, a structure, fixture, or other improvement to real property; and
(B) Includes an improvement or addition to an existing structure
on real property; and
(4) "Total revenue":

- 2 - 011702

(A) Means the gross revenue collected from ad valorem real
property taxes levied by a local government by category of real property,
as applicable, during the immediately preceding tax year; and
(B) Excludes new gross tax revenue that is collected from new
construction and collected during the immediately preceding tax year.
(b) Except by a referendum election held in accordance with subsection (c), a
local government shall not increase a real property tax rate by an amount that:
(1) Would cause the local government to realize an increase in total
revenue exceeding inflation plus two percent (2%); or
(2) Would cause the local government to realize an increase in total
revenue exceeding inflation plus six percent (6%) over the preceding three (3)
tax years.
(c)
(1) The governing body of a local government shall direct the county
election commission to hold a referendum election to raise a real property tax
rate by an amount that exceeds the limitations set forth under subsection (b)
upon the adoption of a resolution or ordinance by the governing body by a two-
thirds (2/3) vote calling for a referendum election on the question.
(2) The resolution or ordinance adopted by the governing body must
specify the tax rate that is to be voted on by the electorate, the date on which the
tax rate would go into effect, the proposed date of the election, and that the
referendum election is to be held at a general election.
(3) The publication of notice and manner of holding the referendum
election must be as otherwise prescribed by law; provided, that the referendum

- 3 - 011702

election must be held during a regular November election as set forth in § 2-3-
203.
(4) If a majority of the qualified voters of a local government voting in an
election held under subdivision (c)(1) vote in favor of approving the tax rate
specified in the resolution or ordinance, then the local government may increase
the tax rate on the date specified in the resolution or ordinance.
(d) The limitations provided for in this section do not apply to:
(1) Taxes levied or pledged to pay or secure the payment of the principal
and interest on bonds. Taxes to pay or secure the payment of principal and
interest on bonds may be levied without limitation as to rate or amount,
regardless of whether the bonds are in default or in danger of default;
(2) Actions taken by the comptroller of the treasury pursuant to § 9-21-
403(c); or
(3) A local government's authority to change rates for utilities that the
local government owns or operates.
SECTION 2. Tennessee Code Annotated, Section 67-5-102(a), is amended by deleting
subdivision (2) and substituting instead:
(2) The amount of such tax shall be fixed by the county legislative body of each
county, subject to a referendum if required by Section 1.
SECTION 3. Tennessee Code Annotated, Section 67-5-102(c), is amended by adding
the language "; provided, however, that limitations and restrictions provided in Section 1 relative
to the amount of any county, municipality, metropolitan government, or other tax entity's ad
valorem tax levy must remain in full force and effect in accordance with such laws" immediately
after the language "1973".

- 4 - 011702

SECTION 4. Tennessee Code Annotated, Section 67-5-103, is amended by adding the
language "; provided, however, that limitations and restrictions provided in Section 1 relative to
the amount of any county, municipality, metropolitan government, or other tax entity's ad
valorem tax levy must remain in full force and effect in accordance with such laws" immediately
after the language "1973".
SECTION 5. Tennessee Code Annotated, Section 67-5-1702, is amended by deleting
the section and substituting instead:
A tax rate in excess of the certified tax rate as provided for in § 67-5-1701 must
not be levied by the governing body of any county, municipality, metropolitan
government, or other tax entity until a resolution or ordinance has been approved by the
governing body; provided, that the governing body shall comply with the rate and levy
limitation provisions of Section 1 in establishing a tax rate that is in excess of the
certified tax rate, and shall further comply with the following procedures:
(1) The governing body shall advertise its intent to exceed the certified
tax rate on the website of the governing body and in a newspaper of general
circulation in the county, and the chief executive officer of the governmental
entity, shall within thirty (30) days after publication furnish the state board of
equalization an affidavit of publication; and
(2) The governing body, after public hearing, may adopt a resolution or
ordinance levying a tax rate in excess of the certified tax rate; provided, that such
increase complies with Section 1.
SECTION 6. This act takes effect July 1, 2026, the public welfare requiring it, and
applies to all tax years beginning on or after that date.