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HB2503 • 2026

Insurance, Health, Accident

AN ACT to amend Tennessee Code Annotated, Title 3; Title 4; Title 5; Title 6; Title 7; Title 8; Title 10; Title 12; Title 29; Title 35; Title 36; Title 37; Title 39; Title 40; Title 41; Title 42; Title 45; Title 47; Title 49; Title 50; Title 52; Title 53; Title 56; Title 58; Title 63; Title 67; Title 68 and Title 71, relative to health insurance.

Healthcare
Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Sexton, Reeves
Last action
2026-04-09
Official status
H. Placed on Regular Calendar for 4/13/2026
Effective date
Not listed

Plain English Breakdown

The official source material does not specify the requirement for a transferable industry standard spreadsheet format or the option for healthcare providers to request partial versions of their fee schedules.

Health Insurance Provider Fee Schedule Delivery

This bill changes the time limit for health insurance companies to deliver fee schedules to healthcare providers from ten business days to nine business days.

What This Bill Does

  • Changes the time limit for health insurance companies to deliver fee schedules to healthcare providers from ten business days to nine business days.

Who It Names or Affects

  • Health insurance companies
  • Healthcare providers

Terms To Know

Fee Schedule
A list showing the rates charged by healthcare providers for services covered under health insurance plans.

Limits and Unknowns

  • The bill does not specify what happens if the health insurance company fails to deliver the fee schedule within nine business days.
  • It is unclear how this change will affect healthcare providers' operations and billing processes.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

Amendment 1-0 to HB2503

Plain English: This amendment allows health insurance companies in Tennessee to offer short-term limited-duration plans and hospital indemnity coverage with specific minimum requirements on the federal marketplace.

  • Health insurance entities can now offer short-term limited-duration plans that meet certain minimum coverage standards, such as a $10,000 per person deductible and a maximum out-of-pocket limit of $5,000.
  • Insurance companies are also permitted to provide hospital indemnity coverage with five different tiers based on deductibles ranging from $2,500 to $15,000.
  • The exact implementation details and rules for these plans will be determined by the Department of Commerce and Insurance after this amendment is passed.
  • If there's a conflict between state law and federal regulations regarding health insurance, federal law takes precedence.
Amendment 2-0 to HB2503

Plain English: The amendment changes how health insurance companies can set rules for people to join their plans and coverages without considering any existing health conditions.

  • Health insurance companies cannot use medical underwriting or discriminate based on preexisting conditions when someone wants to join a plan or coverage.
  • Insurance entities must not deny enrollment in a plan or coverage based on an individual's preexisting health condition.
  • The exact details of how eligibility requirements can be set without considering medical underwriting are not specified in the amendment text.
Amendment 1-0 to SB2557

Plain English: This amendment allows health insurance companies in Tennessee to offer short-term limited-duration plans and hospital indemnity coverage with specific minimum requirements on the federal marketplace.

  • Health insurance entities can now offer short-term limited-duration plans that meet certain minimum coverage standards, such as deductibles not exceeding $10,000 per person or family, coinsurance of up to 20%, and maximum out-of-pocket costs of $5,000.
  • Insurance companies are also permitted to provide hospital indemnity coverage with five tiers of deductible options ranging from $2,500 to $15,000.
  • The full extent and impact of the amendment's requirements on health insurance entities is not fully detailed in this excerpt.
  • It is unclear how these changes will interact with existing federal laws and regulations governing health insurance plans.

Bill History

  1. 2026-04-09 Tennessee General Assembly

    H. Placed on Regular Calendar for 4/13/2026

  2. 2026-04-08 Tennessee General Assembly

    Placed on cal. Calendar & Rules Committee for 4/9/2026

  3. 2026-04-07 Tennessee General Assembly

    Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 5, Nays 3 PNV 1

  4. 2026-04-06 Tennessee General Assembly

    Rec. for pass; ref to Calendar & Rules Committee

  5. 2026-04-06 Tennessee General Assembly

    Placed on Senate Commerce and Labor Committee calendar for 4/7/2026

  6. 2026-04-06 Tennessee General Assembly

    Rule #83(8) Suspended, to be heard in Senate Commerce & Labor Committee on 4/7/2026

  7. 2026-04-01 Tennessee General Assembly

    Placed on cal. Government Operations Committee for 4/6/2026

  8. 2026-03-31 Tennessee General Assembly

    Rec. for pass. if am., ref. to Government Operations Committee

  9. 2026-03-25 Tennessee General Assembly

    Placed on cal. Insurance Committee for 3/31/2026

  10. 2026-03-25 Tennessee General Assembly

    Rec for pass if am by s/c ref. to Insurance Committee

  11. 2026-03-24 Tennessee General Assembly

    Sponsor(s) Added.

  12. 2026-03-18 Tennessee General Assembly

    Placed on s/c cal Insurance Subcommittee for 3/25/2026

  13. 2026-03-18 Tennessee General Assembly

    No Action Taken

  14. 2026-03-11 Tennessee General Assembly

    Placed on s/c cal Insurance Subcommittee for 3/18/2026

  15. 2026-03-11 Tennessee General Assembly

    Action Def. in s/c Insurance Subcommittee to 3/18/2026

  16. 2026-03-10 Tennessee General Assembly

    Assigned to General Subcommittee of Senate Commerce and Labor Committee

  17. 2026-03-04 Tennessee General Assembly

    Placed on s/c cal Insurance Subcommittee for 3/11/2026

  18. 2026-03-04 Tennessee General Assembly

    Assigned to s/c Insurance Subcommittee

  19. 2026-03-04 Tennessee General Assembly

    Ref. to Insurance Committee - Government Operations for Review

  20. 2026-03-04 Tennessee General Assembly

    Placed on Senate Commerce and Labor Committee calendar for 3/10/2026

  21. 2026-03-03 Tennessee General Assembly

    Action deferred in Senate Commerce and Labor Committee to 3/10/2026

  22. 2026-02-24 Tennessee General Assembly

    Placed on Senate Commerce and Labor Committee calendar for 3/3/2026

  23. 2026-02-24 Tennessee General Assembly

    Reset on Final calendar of Senate Commerce and Labor Committee

  24. 2026-02-17 Tennessee General Assembly

    Placed on Senate Commerce and Labor Committee calendar for 2/24/2026

  25. 2026-02-05 Tennessee General Assembly

    P2C, caption bill, held on desk - pending amdt.

  26. 2026-02-05 Tennessee General Assembly

    Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  27. 2026-02-04 Tennessee General Assembly

    Intro., P1C.

  28. 2026-02-03 Tennessee General Assembly

    Filed for introduction

  29. 2026-02-02 Tennessee General Assembly

    Introduced, Passed on First Consideration

  30. 2026-02-02 Tennessee General Assembly

    Filed for introduction

Official Summary Text

Abstract summarizes the bill.

Current Bill Text

Read the full stored bill text 
SENATE BILL 2557
By Reeves

HOUSE BILL 2503
By Sexton
HB2503
012308
- 1 -

AN ACT to amend Tennessee Code Annotated, Title 3;
Title 4; Title 5; Title 6; Title 7; Title 8; Title 10; Title
12; Title 29; Title 35; Title 36; Title 37; Title 39;
Title 40; Title 41; Title 42; Title 45; Title 47; Title
49; Title 50; Title 52; Title 53; Title 56; Title 58;
Title 63; Title 67; Title 68 and Title 71, relative to
health insurance.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE:
SECTION 1. Tennessee Code Annotated, Section 56-7-1013(f)(1), is amended by
deleting "ten (10) business days" and substituting "nine (9) business days".
SECTION 2. This act takes effect upon becoming a law, the public welfare requiring it.