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HB2578 • 2026

Commerce and Insurance, Dept. of

AN ACT to amend Tennessee Code Annotated, Title 4; Title 8; Title 56; Title 63; Title 68 and Title 71, relative to insurance.

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Kumar, Watson
Last action
2026-02-05
Official status
P2C, caption bill, held on desk - pending amdt.
Effective date
Not listed

Plain English Breakdown

The official source material does not specify if there are updates in other sections of Tennessee's laws related to the removed study requirement.

Removing an Old Study Requirement for Insurance Laws

This bill removes a requirement from Tennessee's laws that needed the state insurance commissioner to study and report on any barriers preventing insurance companies from offering policies to people who have used justified force, including deadly force, to protect themselves or their property.

What This Bill Does

  • Removes an old rule that asked the state insurance commissioner to look into whether Tennessee's laws make it hard for insurance companies to offer coverage to people who have used justified force, including deadly force, to protect themselves or their property.
  • Deletes a section in Title 56 of the Tennessee Code Annotated which was about this study requirement.

Who It Names or Affects

  • The state insurance commissioner
  • Insurance companies operating in Tennessee

Terms To Know

Tennessee Code Annotated
A collection of laws for the state of Tennessee organized by subject.
State Insurance Commissioner
The person responsible for overseeing insurance companies and policies in a state.

Limits and Unknowns

  • This bill does not create new rules or requirements, it only removes an old one.
  • It is unclear how many insurance companies were affected by the removed study requirement.

Bill History

  1. 2026-02-18 Tennessee General Assembly

    Assigned to General Subcommittee of Senate Commerce & Labor Committee

  2. 2026-02-05 Tennessee General Assembly

    P2C, caption bill, held on desk - pending amdt.

  3. 2026-02-05 Tennessee General Assembly

    Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  4. 2026-02-04 Tennessee General Assembly

    Intro., P1C.

  5. 2026-02-03 Tennessee General Assembly

    Filed for introduction

  6. 2026-02-02 Tennessee General Assembly

    Introduced, Passed on First Consideration

  7. 2026-01-22 Tennessee General Assembly

    Filed for introduction

Official Summary Text

Abstract summarizes the bill.

Current Bill Text

Read the full stored bill text
SENATE BILL 2084
By Watson

HOUSE BILL 2578
By Kumar
HB2578
011215
- 1 -

AN ACT to amend Tennessee Code Annotated, Title 4;
Title 8; Title 56; Title 63; Title 68 and Title 71,
relative to insurance.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE:
SECTION 1. Tennessee Code Annotated, Section 56-1-108, is amended by deleting the
section.
SECTION 2. This act takes effect upon becoming a law, the public welfare requiring it.