Official Summary Text
For p
olicies or contracts for insurance that are entered into, issued, delivered, amended, or renewed on or after
July 1, 2025,
this bill generally provides that the following benefits are
exempt from a requiremen
t to provide coverage for a specific person, provider, treatment, service, condition, or disease
,
unless coverage of
such
benefit is expressly required by law
:
Coverage only for accident or disability income insurance, or any combination of accident and disability income insurance
;
Coverage issued as a supplement to liability insurance
;
Liability insurance, including general liability insurance and automobile liability insurance
;
Workers' compensation or similar insurance
;
Automobile medical payment insurance
;
Credit-only insurance
;
Coverage for on-site medical clinics
;
Other similar insurance coverage, specified in regulations, under which benefits for medical care are secondary or incidental to other insurance benefits
;
Benefits
, if
offered separately
, that are
(i) limited scope dental or vision benefits;
(ii) benefits for long-term care, nursing home care, home health care, community-based care, or any combination of long-term care, nursing home care, home health care and community-based care; and
(iii) other similar, limited benefits specified in regulations
;
Benefits
, if
offered as independent, noncoordinated benefits
, that
are coverage only for a specified disease or illness and hospital indemnity or other fixed indemnity insurance
; and
Benefits
, if offered as
a separate insurance policy
,
that
are medicare supplement insurance, coverage supplemental to the coverage provided under
federal law
, and similar supplemental coverage provided to coverage under a group health plan
.
Current Bill Text
Read the full stored bill text
HOUSE BILL 927
By Hawk
SENATE BILL 440
By Walley
SB0440
002045
- 1 -
AN ACT to amend Tennessee Code Annotated, Title 56,
relative to excepted benefits exemptions.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE:
SECTION 1. Tennessee Code Annotated, Title 56, Chapter 26, Part 1, is amended by
adding the following as a new section:
Notwithstanding this title, excepted benefits as defined in § 56-7-2802 are
exempt from a requirement to provide coverage for a specific person, provider,
treatment, service, condition, or disease unless coverage of excepted benefits is
expressly required by law.
SECTION 2. This act takes effect July 1, 2025, the public welfare requiring it, and
applies to policies or contracts for insurance that are entered into, issued, delivered, amended,
or renewed on or after that date.