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SB0982 • 2026

Motor Vehicles

AN ACT to amend Tennessee Code Annotated, Title 56, Chapter 55, relative to motor vehicle protection products.

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Southerland, Eldridge
Last action
2025-04-04
Official status
Comp. became Pub. Ch. 146
Effective date
Not listed

Plain English Breakdown

The bill does not provide details on enforcement or penalties for non-compliance, leaving these aspects unclear.

Motor Vehicle Protection Product Renewal Rules

This law changes how companies offering car protection products can renew their registrations without resubmitting previously registered warranties.

What This Bill Does

  • Changes the rules for car protection product companies to renew their registration each year by not requiring them to submit copies of warranties that have already been registered.
  • Requires these companies to notify the state about any changes to their original registration within 30 days.

Who It Names or Affects

  • Companies that offer protection products for cars
  • The Tennessee Department of Commerce and Insurance

Terms To Know

warrantor
A company that provides a warranty or guarantee for car protection products.
registration
The process of officially recording information about car protection products with the state.

Limits and Unknowns

  • Does not specify what happens if companies do not follow these new rules.
  • It is unclear how this law will be enforced or monitored by the state.

Bill History

  1. 2025-04-04 Tennessee General Assembly

    Comp. became Pub. Ch. 146

  2. 2025-04-04 Tennessee General Assembly

    Effective date(s) 07/01/2025

  3. 2025-04-04 Tennessee General Assembly

    Pub. Ch. 146

  4. 2025-04-03 Tennessee General Assembly

    Signed by Governor.

  5. 2025-03-27 Tennessee General Assembly

    Transmitted to Governor for his action.

  6. 2025-03-26 Tennessee General Assembly

    Signed by Senate Speaker

  7. 2025-03-26 Tennessee General Assembly

    Signed by H. Speaker

  8. 2025-03-25 Tennessee General Assembly

    Enrolled; ready for sig. of H. Speaker.

  9. 2025-03-24 Tennessee General Assembly

    Companion House Bill substituted

  10. 2025-03-24 Tennessee General Assembly

    Passed Senate, Ayes 32, Nays 0

  11. 2025-03-24 Tennessee General Assembly

    Senate substituted House Bill for companion Senate Bill.

  12. 2025-03-24 Tennessee General Assembly

    Received from House, Passed on First Consideration

  13. 2025-03-24 Tennessee General Assembly

    Engrossed; ready for transmission to Sen.

  14. 2025-03-24 Tennessee General Assembly

    Passed H., Ayes 96, Nays 0, PNV 0

  15. 2025-03-21 Tennessee General Assembly

    Placed on Senate Consent Calendar 2 for 3/24/2025

  16. 2025-03-20 Tennessee General Assembly

    H. Placed on Consent Calendar for 3/24/2025

  17. 2025-03-19 Tennessee General Assembly

    Placed on cal. Calendar & Rules Committee for 3/20/2025

  18. 2025-03-18 Tennessee General Assembly

    Recommended for passage, refer to Senate Calendar Committee

  19. 2025-03-18 Tennessee General Assembly

    Rec. for pass; ref to Calendar & Rules Committee

  20. 2025-03-13 Tennessee General Assembly

    Placed on Senate Commerce and Labor Committee calendar for 3/18/2025

  21. 2025-03-12 Tennessee General Assembly

    Placed on cal. Transportation Committee for 3/18/2025

  22. 2025-03-11 Tennessee General Assembly

    Placed on Senate Commerce and Labor Committee calendar for 3/18/2025

  23. 2025-03-11 Tennessee General Assembly

    Rec. for pass by s/c ref. to Transportation Committee

  24. 2025-03-05 Tennessee General Assembly

    Placed on s/c cal Transportation Subcommittee for 3/11/2025

  25. 2025-02-12 Tennessee General Assembly

    Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  26. 2025-02-10 Tennessee General Assembly

    Introduced, Passed on First Consideration

  27. 2025-02-05 Tennessee General Assembly

    Filed for introduction

  28. 2025-02-05 Tennessee General Assembly

    Assigned to s/c Transportation Subcommittee

  29. 2025-02-05 Tennessee General Assembly

    P2C, ref. to Transportation Committee

  30. 2025-02-03 Tennessee General Assembly

    Intro., P1C.

  31. 2025-01-30 Tennessee General Assembly

    Filed for introduction

Official Summary Text

Abstract summarizes the bill.

Current Bill Text

Read the full stored bill text 
HOUSE BILL 621
By Eldridge

SENATE BILL 982
By Southerland

SB0982
002428
- 1 -

AN ACT to amend Tennessee Code Annotated, Title 56,
Chapter 55, relative to motor vehicle protection
products.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE:
SECTION 1. Tennessee Code Annotated, Section 56-55-104(b), is amended by
deleting the first sentence and substituting:
Warrantor registration records must be filed annually and must be updated by the
warrantor within thirty (30) days of any change, subject to subsection (d).
SECTION 2. Tennessee Code Annotated, Section 56-55-104, is amended by adding
the following new subsection (d) and redesignating the existing subsections accordingly:
(d) A warrantor applying for renewal is not required to file a copy of a warranty
that has already been registered for use. A warrantor must provide written notification of
any change to the information contained in the original registration within thirty (30) days
of the change. Such notification does not require the submission of a new registration
application.
SECTION 3. This act takes effect on July 1, 2025, the public welfare requiring it, and
applies to renewals and notifications submitted after that date.