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SB0999 • 2026

Commerce and Insurance, Dept. of

AN ACT to amend Tennessee Code Annotated, Title 8; Title 56; Title 63; Title 68 and Title 71, relative to insurance.

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Bailey, Kumar
Last action
2025-02-12
Official status
Passed on Second Consideration, refer to Senate Commerce and Labor Committee
Effective date
Not listed

Plain English Breakdown

The official source material does not provide specific details about other similar studies or requirements that might still exist in Tennessee’s laws, leaving this information uncertain.

Removing an Old Study Requirement for Insurance Laws

This bill removes a requirement from Tennessee's laws that needed the state insurance commissioner to study and report on any barriers in the state’s insurance laws that might stop companies from offering policies to people who have used justified force, including deadly force, to protect themselves or their property.

What This Bill Does

  • Removes an old law that required the state's insurance commissioner to look into whether Tennessee's insurance laws make it hard for insurance companies to offer coverage to people who have used justified force, including deadly force, to defend themselves or their property.

Who It Names or Affects

  • The state’s insurance commissioner who would no longer have to conduct or report on this specific study.
  • Insurance companies in Tennessee that previously had to consider the results of such a study when deciding whether to offer policies to certain individuals.

Terms To Know

insurance laws
The rules and regulations set by a state or country about insurance, including what types of coverage are available and how they work.
underwrite policies
To agree to provide an insurance policy after checking the risks involved.

Limits and Unknowns

  • The bill does not specify new requirements or changes for insurance companies beyond removing the old study requirement.
  • It is unclear if there are other similar studies or requirements that might still exist in Tennessee's laws.

Bill History

  1. 2025-02-12 Tennessee General Assembly

    Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  2. 2025-02-10 Tennessee General Assembly

    Introduced, Passed on First Consideration

  3. 2025-02-10 Tennessee General Assembly

    P2C, caption bill, held on desk - pending amdt.

  4. 2025-02-06 Tennessee General Assembly

    Intro., P1C.

  5. 2025-02-05 Tennessee General Assembly

    Filed for introduction

  6. 2025-02-05 Tennessee General Assembly

    Filed for introduction

Official Summary Text

Abstract summarizes the bill.

Current Bill Text

Read the full stored bill text
HOUSE BILL 1079
By Kumar

SENATE BILL 999
By Bailey

SB0999
003129
- 1 -

AN ACT to amend Tennessee Code Annotated, Title 8;
Title 56; Title 63; Title 68 and Title 71, relative to
insurance.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE:
SECTION 1. Tennessee Code Annotated, Section 56-1-108, is amended by deleting the
section.
SECTION 2. This act takes effect upon becoming a law, the public welfare requiring it.