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HB1809 • 2025

Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.

Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Hernandez
Last action
2025-05-01
Official status
05/01/2025 H Laid on the table subject to call
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.

Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.

What This Bill Does

  • Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2025-05-01 Texas Legislature Online

    Companion considered in lieu of. SB 1238

  2. 2025-05-01 Texas Legislature Online

    Laid on the table subject to call

  3. 2025-04-30 Texas Legislature Online

    Placed on General State Calendar

  4. 2025-04-28 Texas Legislature Online

    Considered in Calendars

  5. 2025-04-25 Texas Legislature Online

    Committee report sent to Calendars

  6. 2025-04-23 Texas Legislature Online

    Comte report filed with Committee Coordinator

  7. 2025-04-23 Texas Legislature Online

    Committee report distributed

  8. 2025-04-16 Texas Legislature Online

    Considered in formal meeting

  9. 2025-04-16 Texas Legislature Online

    Committee substitute considered in committee

  10. 2025-04-16 Texas Legislature Online

    Reported favorably as substituted

  11. 2025-04-09 Texas Legislature Online

    Scheduled for public hearing on . . .

  12. 2025-04-09 Texas Legislature Online

    Considered in public hearing

  13. 2025-04-09 Texas Legislature Online

    Committee substitute considered in committee

  14. 2025-04-09 Texas Legislature Online

    Testimony taken/registration(s) recorded in committee

  15. 2025-04-09 Texas Legislature Online

    Left pending in committee

  16. 2025-03-14 Texas Legislature Online

    Read first time

  17. 2025-03-14 Texas Legislature Online

    Referred to Insurance

  18. 2025-01-09 Texas Legislature Online

    Filed

Official Summary Text

Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.

Current Bill Text

Read the full stored bill text 
89(R) HB 1809 - House Committee Report version - Bill Text

89R23232 RDS-D

By: Hernandez

H.B. No. 1809

Substitute the following for H.B. No. 1809:

By: Dean

C.S.H.B. No. 1809

A BILL TO BE ENTITLED

AN ACT

relating to prohibited insurance discrimination on the basis of an

insured's marital status following the death of the insured's

spouse.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 544.002, Insurance Code, is amended by

adding Subsection (d) to read as follows:

(d) Notwithstanding Section 544.003, an insurer may not:

(1)

refuse to continue to insure or provide coverage

to an individual or limit the amount, extent, or kind of coverage

available to an individual because the individual is widowed or the

individual's marital status otherwise reflects the death of a

spouse; or

(2)

charge an individual who is widowed or whose

marital status otherwise reflects the death of a spouse a rate that

is different from the rate that would be charged if the individual's

marital status was married.

SECTION 2. The change in law made by this Act does not apply

to an insurance policy that is delivered, issued for delivery, or

renewed before the effective date of this Act. An insurance policy

that is delivered, issued for delivery, or renewed before the

effective date of this Act is governed by the law as it existed

immediately before the effective date of this Act, and that law is

continued in effect for that purpose.

SECTION 3. This Act takes effect September 1, 2025.