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HB4738 • 2025

Relating to the elimination of the remittance of a portion of certain loan administration fees to the comptroller.

Relating to the elimination of the remittance of a portion of certain loan administration fees to the comptroller.

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Geren
Last action
2025-06-20
Official status
06/20/2025 E Effective on 1/1/26
Effective date
2025-06-20

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Relating to the elimination of the remittance of a portion of certain loan administration fees to the comptroller.

Relating to the elimination of the remittance of a portion of certain loan administration fees to the comptroller.

What This Bill Does

  • Relating to the elimination of the remittance of a portion of certain loan administration fees to the comptroller.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2025-06-20 Texas Legislature Online

    Signed by the Governor

  2. 2025-06-20 Texas Legislature Online

    Effective on 1/1/26

  3. 2025-05-28 Texas Legislature Online

    Sent to the Governor

  4. 2025-05-27 Texas Legislature Online

    Signed in the House

  5. 2025-05-27 Texas Legislature Online

    Signed in the Senate

  6. 2025-05-26 Texas Legislature Online

    Reported enrolled

  7. 2025-05-25 Texas Legislature Online

    Placed on local & uncontested calendar

  8. 2025-05-25 Texas Legislature Online

    Laid before the Senate

  9. 2025-05-25 Texas Legislature Online

    Read 2nd time & passed to 3rd reading

  10. 2025-05-25 Texas Legislature Online

    Vote recorded in Journal

  11. 2025-05-25 Texas Legislature Online

    Three day rule suspended

  12. 2025-05-25 Texas Legislature Online

    Record vote

  13. 2025-05-25 Texas Legislature Online

    Read 3rd time

  14. 2025-05-25 Texas Legislature Online

    Passed

  15. 2025-05-25 Texas Legislature Online

    Record vote

  16. 2025-05-25 Texas Legislature Online

    Senate passage reported

  17. 2025-05-14 Texas Legislature Online

    Scheduled for public hearing on . . .

  18. 2025-05-14 Texas Legislature Online

    Considered in public hearing

  19. 2025-05-14 Texas Legislature Online

    Vote taken in committee

  20. 2025-05-14 Texas Legislature Online

    Reported favorably w/o amendments

  21. 2025-05-14 Texas Legislature Online

    Recommended for local & uncontested calendar

  22. 2025-05-14 Texas Legislature Online

    Committee report printed and distributed

  23. 2025-05-01 Texas Legislature Online

    Read first time

  24. 2025-05-01 Texas Legislature Online

    Referred to Finance

  25. 2025-04-30 Texas Legislature Online

    Read 3rd time

  26. 2025-04-30 Texas Legislature Online

    Passed

  27. 2025-04-30 Texas Legislature Online

    Record vote. RV#1063

  28. 2025-04-30 Texas Legislature Online

    Statement(s) of vote recorded in Journal

  29. 2025-04-30 Texas Legislature Online

    Reported engrossed

  30. 2025-04-30 Texas Legislature Online

    Received from the House

  31. 2025-04-29 Texas Legislature Online

    Placed on General State Calendar

  32. 2025-04-29 Texas Legislature Online

    Read 2nd time

  33. 2025-04-29 Texas Legislature Online

    Passed to engrossment

  34. 2025-04-29 Texas Legislature Online

    Record vote. RV#929

  35. 2025-04-29 Texas Legislature Online

    Statement(s) of vote recorded in Journal

  36. 2025-04-25 Texas Legislature Online

    Considered in Local & Consent Calendars

  37. 2025-04-25 Texas Legislature Online

    Transferred to Calendars Committee

  38. 2025-04-25 Texas Legislature Online

    Committee report sent to Calendars

  39. 2025-04-25 Texas Legislature Online

    Considered in Calendars

  40. 2025-04-24 Texas Legislature Online

    Comm. report sent to Local & Consent Calendar

  41. 2025-04-23 Texas Legislature Online

    Comte report filed with Committee Coordinator

  42. 2025-04-23 Texas Legislature Online

    Committee report distributed

  43. 2025-04-17 Texas Legislature Online

    Considered in formal meeting

  44. 2025-04-17 Texas Legislature Online

    Recommended to be sent to Local & Consent

  45. 2025-04-17 Texas Legislature Online

    Reported favorably w/o amendment(s)

  46. 2025-04-14 Texas Legislature Online

    Scheduled for public hearing on . . .

  47. 2025-04-14 Texas Legislature Online

    Considered in public hearing

  48. 2025-04-14 Texas Legislature Online

    Testimony taken/registration(s) recorded in committee

  49. 2025-04-14 Texas Legislature Online

    Left pending in committee

  50. 2025-04-03 Texas Legislature Online

    Read first time

  51. 2025-04-03 Texas Legislature Online

    Referred to Pensions, Investments & Financial Services

  52. 2025-03-13 Texas Legislature Online

    Filed

Official Summary Text

Relating to the elimination of the remittance of a portion of certain loan administration fees to the comptroller.

Current Bill Text

Read the full stored bill text 
89(R) HB 4738 - Enrolled version - Bill Text

H.B. No. 4738

AN ACT

relating to the elimination of the remittance of a portion of

certain loan administration fees to the comptroller.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 342.201(f), Finance Code, is amended to

read as follows:

(f) A loan contract under this subchapter may provide for an

administrative fee in an amount not to exceed $25 for a loan of more

than $1,000 or $20 for a loan of $1,000 or less. The administrative

fee is considered earned when the loan is made or refinanced and is

not subject to refund. An administrative fee is not interest. A

lender refinancing the loan may not contract for or receive an

administrative fee for the loan more than once in any 180-day

period, except that if the loan has an interest charge authorized by

Subsection (e) the lender may not contract for or receive the

administrative fee more than once in any 365-day period. [
One

dollar of each administrative fee may be deposited with the

comptroller for use in carrying out the finance commission's

responsibilities under Section 11.3055.
]

SECTION 2. Section 342.308(c), Finance Code, is amended to

read as follows:

(c) An administrative fee under Subsection (a)(9) is

considered earned when the loan is made or refinanced and is not

subject to refund. A lender refinancing the loan may not contract

for or receive an administrative fee for the loan more than once in

any 180-day period. [
Fifty cents of each administrative fee may be

deposited with the comptroller for use in carrying out the finance

commission's responsibilities under Section 11.3055.
]

SECTION 3. The change in law made by this Act does not

affect tax liability accruing before the effective date of this

Act. That liability continues in effect as if this Act had not been

enacted, and the former law is continued in effect for the

collection of taxes due and for civil and criminal enforcement of

the liability for those taxes.

SECTION 4. This Act takes effect January 1, 2026.

______________________________

______________________________

President of the Senate

Speaker of the House

I certify that H.B. No. 4738 was passed by the House on April

30, 2025, by the following vote: Yeas 133, Nays 0, 2 present, not

voting.

______________________________

Chief Clerk of the House

I certify that H.B. No. 4738 was passed by the Senate on May

25, 2025, by the following vote: Yeas 31, Nays 0.

______________________________

Secretary of the Senate

APPROVED: _____________________

Date

_____________________

Governor