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89(R) HB 722 - Engrossed version - Bill Text
89R25713 SCR-D
By: Bucy, Morgan
H.B. No. 722
A BILL TO BE ENTITLED
AN ACT
relating to the disclosure of total loss evaluation materials by
automobile insurers.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Subchapter G, Chapter 1952, Insurance Code, is
amended by adding Section 1952.308 to read as follows:
Sec.
1952.308.
DISCLOSURE OF TOTAL LOSS EVALUATION
MATERIALS ON REQUEST. (a) This section applies to an insurer
writing automobile insurance in this state or providing an
automobile insurance policy covering persons located in this state,
including an insurance company, corporation, reciprocal or
interinsurance exchange, mutual insurance company, capital stock
company, association, county mutual insurance company, Lloyd's
plan, risk pool, and any other insurer.
(b)
On request of a person whose vehicle is being appraised
by an insurer for a total loss evaluation, the insurer shall provide
to the person a written explanation of any materials used to
determine the amount of loss, including the cost of observed or
predicted repairs and the salvage value of the automobile.
SECTION 2. Section 1952.308, Insurance Code, as added by
this Act, applies only to an insurance policy that is delivered,
issued for delivery, or renewed on or after January 1, 2026.
SECTION 3. This Act takes effect September 1, 2025.