Plain English Breakdown
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SB556 • 2026
Modifying priority of insurance coverage for drivers of certain vehicles provided by entities
Modifying priority of insurance coverage for drivers of certain vehicles provided by entities
Enacted
This bill passed the Legislature and reached final enactment based on the latest official action.
Bill History
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2026-04-01
S
Approved by Governor 4/1/2026
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2026-03-14
H
Approved by Governor 4/1/2026 - House Journal
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2026-03-14
S
Approved by Governor 4/1/2026 - Senate Journal
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2026-03-13
S
To Governor 3/13/2026
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2026-03-11
S
House Message received
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2026-03-11
H
Completed legislative action
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2026-03-11
H
Communicated to Senate
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2026-03-11
H
Passed House (Roll No. 390)
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2026-03-11
H
Read 3rd time
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2026-03-11
H
On 3rd reading, Special Calendar
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2026-03-10
H
Read 2nd time
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2026-03-10
H
On 2nd reading, Special Calendar
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2026-03-09
H
Read 1st time
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2026-03-09
H
Immediate consideration
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2026-03-09
H
2nd reference dispensed
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2026-03-09
H
Do pass, but first to Finance
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2026-03-05
H
Markup Discussion
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2026-02-04
H
To House Judiciary
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2026-02-04
H
To Judiciary then Finance
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2026-02-04
H
Introduced in House
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2026-02-04
H
House received Senate message
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2026-02-03
S
Ordered to House
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2026-02-03
S
Passed Senate with amended title (Roll No. 37)
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2026-02-03
S
Read 3rd time
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2026-02-03
S
On 3rd reading
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2026-02-02
S
Read 2nd time
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2026-02-02
S
On 2nd reading
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2026-01-30
S
Read 1st time
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2026-01-30
S
On 1st reading
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2026-01-29
S
Reported do pass, with title amendment
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2026-01-21
S
To Finance
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2026-01-21
S
Introduced in Senate
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2026-01-21
S
To Finance
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2026-01-21
S
Filed for introduction
Official Summary Text
Modifying priority of insurance coverage for drivers of certain vehicles provided by entities
Current Bill Text
Read the full stored bill text
SB 556 Text skip navigation SENATE PRESIDENT SENATORS COMMITTEES VIDEO/AUDIO DISTRICT MAPS SENATE CLERK SENATE RULES HOUSE SPEAKER DELEGATES COMMITTEES VIDEO/AUDIO DISTRICT MAPS HOUSE CLERK HOUSE RULES HOUSE STAFF JOINT INTERIM COMMITTEES LEGISLATIVE ADMINISTRATOR LEGISLATIVE SERVICES DIVISION PUBLIC INFORMATION LEGISLATIVE AUTOMATED SYSTEMS DIVISION LEGISLATIVE AUDITOR'S OFFICE PERFORMANCE EVALUATION & RESEARCH DIVISION POST AUDIT DIVISION BUDGET DIVISION REGULATORY AND FISCAL AFFAIRS DIVISION CLAIMS COMMISSION CRIME VICTIMS RULE-MAKING REVIEW SPECIAL INVESTIGATIONS JUDICIAL COMP. COMMISSION JOINT RULES STAFF INFO BILL STATUS BILL STATUS BILL TRACKING STATE LAW WEST VIRGINIA CODE ACTS OF THE LEGISLATURE CODE OF 1931 WV CONSTITUTION US CONSTITUTION REPORTS AGENCY REPORTS AGENCY GRANT AWARDS PERFORMANCE EVALUATIONS POST AUDITS EDUCATIONAL CITIZEN’S GUIDE INTERNSHIP PROGRAM PAGE PROGRAM PUBLICATIONS PHOTO GALLERY CAPITOL HISTORY HOW A BILL BECOMES LAW CONTACT SENATE ROSTER HOUSE ROSTER PUBLIC INFO. NEWS RELEASES HELPFUL LINKS Enrolled Version - Final Version Senate Bill 556 History OTHER VERSIONS - Introduced Version | Engrossed Version | | Email Key: Green = existing Code. Red = new code to be enacted WEST VIRGINIA LEGISLATURE 2026 REGULAR SESSION Enrolled Senate Bill 556 By Senators Martin, Phillips, Takubo, and Woelfel [Passed March 11, 2026; in effect 90 days from passage (June 9, 2026)] AN ACT to amend and reenact §33-6-29 of the Code of West Virginia, 1931, as amended, relating to modifying the priority of insurance coverage for drivers of motor vehicles provided by entities engaged in the sale, repair, or servicing of motor vehicles. Be it enacted by the Legislature of West Virginia: ARTICLE 6. THE INSURANCE POLICY. §33-6-29. Motor vehicle policy; injuries to guest passengers; coverage for loaned or leased motor vehicles; exceptions. (a) An insurer may not issue any policy of bodily injury or property damage liability insurance which excludes coverage to the owner or operator of a motor vehicle on account of bodily injury or property damage to any guest or invitee who is a passenger in such motor vehicle. (b) Every policy or contract of liability insurance which insures a motor vehicle licensed in this state with collision, comprehensive, property, or bodily injury coverage shall extend these coverages to cover the insured individual while operating a motor vehicle which he or she is permitted to use by a person, firm, or corporation that owns the vehicle and is engaged in the business of selling, repairing, leasing, or servicing motor vehicles. Coverage under any motor vehicle insurance policy available to such insured individual shall be primary, and any collision, comprehensive, property, or bodily injury insurance coverage owned or obtained by a person, firm, or corporation that owns the motor vehicle and is engaged in the business of selling, repairing, leasing, or servicing motor vehicles shall be secondary. Recovery under the motor vehicle owner's insurance policy shall not be permitted until the insured individual has exhausted the limits of all other insurance policies available to him or her: Provided , That the following conditions are met: (1) No separate consideration is paid by or on behalf of the insured individual at the time of his or her use of the vehicle; and (2) the insured individual is operating the vehicle with the business owner's permission as a replacement vehicle provided to the insured individual while his or her vehicle is out of use because it is being repaired or serviced by the business owner or another person with the permission of the business owner. (c) Notwithstanding any provision of this section to the contrary, any insurance coverage available to the insured individual as described in subsection (b) of this section shall be secondary to any motor vehicle liability insurance owned or obtained by the person, firm, or corporation engaged in the business of selling, repairing, leasing, or servicing motor vehicles, if the insured individual is an employee of the business owner and is operating the motor vehicle with the permission of the business owner while acting within the scope of his or her employment. (d) Notwithstanding any provision of this code to the contrary, security maintained as required by §17D-2A-3 and §17D-4-2 of this code on any motor vehicle owned by any person, firm, or corporation engaged in the business of renting, leasing, selling, repairing, or servicing motor vehicles is secondary to coverage under any motor vehicle liability insurance or other form of security meeting or exceeding the requirements in §17D-1-1 et seq. of this code that is available and in effect for an individual with respect to the renting, leasing, operation, maintenance, or use of the motor vehicle: Provided , That any liability insurance purchased for additional consideration from the rental or leasing company shall be primary to other available insurance. The Clerk of the Senate and the Clerk of the House of Delegates hereby certify that the foregoing bill is correctly enrolled. ............................................................... Clerk of the Senate ............................................................... Clerk of the House of Delegates Originated in the Senate. In effect 90 days from passage. ............................................................... President of the Senate ............................................................... Speaker of the House of Delegates __________ The within is ................................................ this the........................................... Day of ..........................................................................................................., 2026. ............................................................. 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