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Wisconsin Legislature: SB1057: Bill Text
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SB1057: Bill Text
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2025 - 2026 LEGISLATURE
LRB-5633/1
ARG:cjs
2025 SENATE BILL 1057
February 24, 2026 - Introduced by Senators
Drake
and
Wirch
, cosponsored by Representatives
Snodgrass
,
Arney
,
Miresse
,
Palmeri
,
Prado
,
Sinicki
,
Stubbs
,
Taylor
and
Stroud
. Referred to Committee on Insurance, Housing, Rural Issues and Forestry.
SB1057,1,3
1
An Act
to amend
704.085 (1) (a);
to create
704.085 (1) (c) of the statutes;
2
relating to:
access to prospective tenants’ credit scores and consumer credit
3
reports.
Analysis by the Legislative Reference Bureau
Under current law, a landlord may require a prospective tenant to pay the landlord’s actual cost, up to $25, to obtain a consumer credit report on the prospective tenant from a consumer credit reporting agency that compiles and maintains files on consumers on a nationwide basis. The landlord must notify the prospective tenant of the charge before requesting the consumer credit report, and must provide a copy of the report to the prospective tenant.
Under this bill, a landlord may not require that a prospective tenant allow the landlord to obtain access to information regarding the prospective tenant’s credit score or consumer credit report regarding the prospective tenant. A landlord shall inform a prospective tenant that the tenant has the right to decline to allow the landlord access to information regarding the prospective tenant’s credit score and consumer credit report, and if the prospective tenant declines to provide access to the information, the landlord shall provide to the prospective tenant an alternative method of screening the prospective tenant’s ability to pay future rent.
The people of the state of Wisconsin, represented in senate and assembly, do enact as follows:
SB1057,1
1
Section
1
.
704.085 (1) (a) of the statutes is amended to read:
SB1057,2,8
2
704.085
(1)
(a) Except as provided under
par. (b)
pars. (b) and (c)
, a landlord
3
may require a prospective tenant to pay the landlord’s actual cost, up to $25, to
4
obtain a consumer credit report on the prospective tenant from a consumer credit
5
reporting agency that compiles and maintains files on consumers on a nationwide
6
basis. The landlord shall notify the prospective tenant of the charge before
7
requesting the consumer credit report, and shall provide the prospective tenant
8
with a copy of the report.
SB1057,2
9
Section
2
.
704.085 (1) (c) of the statutes is created to read:
SB1057,2,17
10
704.085
(1)
(c) A landlord may not require that a prospective tenant allow the
11
landlord to obtain access to information regarding the prospective tenant’s credit
12
score or consumer credit report regarding the prospective tenant. A landlord shall
13
inform a prospective tenant that the tenant has the right to decline to allow the
14
landlord access to information regarding the prospective tenant’s credit score and
15
consumer credit report, and if the prospective tenant declines to provide access to
16
the information, the landlord shall provide to the prospective tenant an alternative
17
method of screening the prospective tenant’s ability to pay future rent.
SB1057,2,18
18
(end)
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/2025/related/proposals/sb1057
true
proposaltext
/2025/related/proposals/sb1057
proposaltext/2025/REG/SB1057
proposaltext/2025/REG/SB1057
section
true
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