SF0059 • 2013

Insurance-consumer protections.

AN ACT relating to insurance; providing for a violation of the insurance contract as an unfair trade practice; specifying frequency required to constitute a general business practice for purposes of unfair trade practices; and providing for an effective date.

Did Not Pass

The latest official action shows that this bill did not move forward in that session.

Sponsor: Senator Scott
Last action: 2013-01-28
Official status: inactive
Effective date: Not listed

Plain English Breakdown

The plain English breakdown is still being put together. The official documents below are already here.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

SF0059S2001

2nd reading • PERKINS

Adopted

Plain English: Adopted 2nd reading by PERKINS

This amendment summary is using official source text because generated interpretation was skipped for this run.
The official amendment text was available, but an easy plain-English summary could not be produced automatically during the last sync.

SF0059SW001

Committee of the Whole • NUTTING

Adopted

Plain English: Adopted Committee of the Whole by NUTTING

This amendment summary is using official source text because generated interpretation was skipped for this run.
The official amendment text was available, but an easy plain-English summary could not be produced automatically during the last sync.

SF0059SS001

Standing Committee • CASE

Adopted

Plain English: Adopted Standing Committee by CASE

This amendment summary is using official source text because generated interpretation was skipped for this run.
The official amendment text was available, but an easy plain-English summary could not be produced automatically during the last sync.

Bill History

2013-01-28 Senate
S Failed 3rd Reading
2013-01-25 Senate
S Passed 2nd Reading
2013-01-25 Senate
Amendment Adopted
2013-01-24 Senate
S Passed CoW
2013-01-24 Senate
Amendment Adopted
2013-01-24 Senate
S Amendments Adopted
2013-01-24 Senate
Amendment Adopted
2013-01-22 Senate
S Placed on General File
2013-01-22 Senate
S07 Recommended Amend and Do Pass
2013-01-09 Senate
S Introduced and Referred to S07
2013-01-08 Senate
S Received for Introduction
2012-12-31 LSO
Bill Number Assigned

Current Bill Text

Read the full stored bill text

WORKING DRAFT
2013
STATE OF
WYOMING
13LSO-0018

SENATE FILE

NO.

SF0059

Insurance-
consumer protections
.

Sponsored by:
Senator(s) Scott and Representative(s) Gay

A BILL

for

AN ACT relating to
insurance; providing for a violation of the insurance contract as an unfair trade practice;
specifying frequency required to constitute a general business practice for purposes of unfair trade practices;

and providing for an effective date.

Be It Enacted by the Legislature of the State of Wyoming:

Section 1.
W.S. 26
‑
13
‑
102
is
amended to read:

26
‑
13
‑
102.

Unfair methods and deceptive acts prohibited.

(a)

No person shall engage in this state in any trade practice which is defined in this article as or is determined pursuant to this article to be an unfair
method

of competition or an unfair or deceptive act or practice in the business of insurance.

(b)

It shall be an unfair and deceptive act in the practice of insurance for an insurer to fail to comply with any of the terms or conditions of a contract or policy or contracts or policies with
a
frequency
which
indicate
s
a
general
business practice of failure to comply with the terms ther
e
of
.

(c)

An insurer's conduct will constitute
"
with
a
frequency as to indicate a general business practice
"
if the conduct in question constitutes more than a single violation of the terms or conditions of a contract or policy of insurance, but rather rises to the level of conduct
that constitutes a habit, custom or business policy of the insurer, so that, viewing the conduct
as a whole, a reasonable person would conclude that the conduct is sufficiently pervasive and sufficiently sanctioned by the insurer that the conduct can be considered a general business practice and not an isolated event.

Section 2.
This act is effective July 1, 20
1
3.

(END)

1
SF0059