HB0119 • 2021

Investigation of auto insurance claims.

AN ACT relating to property and casualty insurance; requiring insurers to determine the full extent of damage to a motor vehicle prior to accepting or rejecting an insurance claim; specifying applicability; and providing for an effective date.

Inactive

Wyoming marks this bill as inactive, which usually means it is no longer moving in the current session.

Sponsor: Representative Burkhart
Last action: 2021-04-07
Official status: inactive
Effective date: 3/1/2021

Plain English Breakdown

The bill summary and official text do not provide specific details on enforcement mechanisms for non-compliance by insurers.

Investigation of Auto Insurance Claims

The bill requires auto insurance companies to fully assess the damage on a car before deciding whether to accept or reject an insurance claim.

What This Bill Does

Requires insurers to determine the full extent of damage to a motor vehicle prior to accepting or rejecting claims for property and casualty insurance policies.

Who It Names or Affects

Auto insurance companies in Wyoming
People who file auto insurance claims in Wyoming

Terms To Know

Property and casualty insurance policy: An insurance contract that covers damage to property or personal injury, including car accidents.
Effective date: The date when a new law starts being enforced.

Limits and Unknowns

The bill does not specify how insurers should assess the full extent of damage.
It is unclear what happens if an insurer fails to follow these rules.
This bill was marked as inactive, meaning it did not pass in its current session.

Bill History

2021-04-07 House
H:Died in Committee Returned Bill Pursuant to HR 5-4
2021-03-24 House
H No report prior to CoW Cutoff
2021-03-05 House
H07 - Corporations:Do Pass Failed 3-6-0-0-0
2021-03-02 House
H Introduced and Referred to H07 - Corporations
2021-02-24 House
H Received for Introduction
2021-02-11 LSO
Bill Number Assigned

Current Bill Text

Read the full stored bill text

21LSO-0416
2021
STATE OF WYOMING
21LSO-0416
Numbered
2.0

HOUSE BILL NO. HB0119

Investigation of auto insurance claims.

Sponsored by: Representative(s) Burkhart, Harshman, MacGuire, Olsen, Walters and Zwonitzer and Senator(s) Case

A BILL

for

AN ACT relating to property and casualty insurance; requiring insurers to determine the full extent of damage to a motor vehicle prior to accepting or rejecting an insurance claim; specifying applicability; and providing for an effective date.

Be It Enacted by the Legislature of the State of Wyoming:

Section 1
.

W.S. 26
‑
15
‑
124(b) is amended to read:

26
‑
15
‑
124.

Claim to be accepted or rejected; attorney's fee.

(b)

Claims for benefits under a property or casualty insurance policy shall be rejected or accepted and paid by the insurer or its agent designated to receive those claims within forty-five (45) days after receipt of the claim and supporting bills.
For a benefits claim under a property or casualty insurance policy for damage to a motor vehicle, the insurer or its agent designated to receive that claim shall not reject or accept and pay the claim until the full extent of damage to the motor vehicle is determined.

Section 2.

This act shall only apply to benefit claims under a property or casualty insurance policy for damages that occur on or after the effective date of this act.

Section 3.

This act is effective July 1, 2021
.

(END)

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HB0119