HB0199 • 2021

Vehicle insurance-anti stacking prohibition.

AN ACT relating to vehicle insurance; prohibiting motor vehicle insurance contract provisions that prevent additive coverage; specifying applicability; and providing for an effective date.

Inactive

Wyoming marks this bill as inactive, which usually means it is no longer moving in the current session.

Sponsor: Representative Provenza
Last action: 2021-04-07
Official status: inactive
Effective date: 3/1/2021

Plain English Breakdown

The bill is inactive and did not pass, so it does not create any rules or have an effective date.

Vehicle Insurance Law Change

A law that stops car insurance companies from having rules in their policies that prevent people from getting extra coverage for accidents involving uninsured or underinsured drivers.

What This Bill Does

Prohibits motor vehicle insurance contract provisions that prevent additive coverage for uninsured and underinsured motorist benefits.
Specifies that this law applies to new or renewed car insurance policies starting July 1, 2021.

Who It Names or Affects

People who buy car insurance in Wyoming
Car insurance companies operating in Wyoming

Terms To Know

Stacking of coverages: Adding up the coverage limits from different vehicles to get more protection for accidents involving uninsured or underinsured drivers.
Uninsured motorist coverage: Insurance that pays if you are in an accident with a driver who does not have car insurance.

Limits and Unknowns

The bill did not pass and is now inactive, so it has no effect.
It only applies to new or renewed policies starting July 1, 2021, which has already passed.

Bill History

2021-04-07 House
H:Died in Committee Returned Bill Pursuant to HR 5-4
2021-03-22 House
H No report prior to CoW Cutoff
2021-03-10 House
H07 - Corporations:Do Pass Failed 3-6-0-0-0
2021-03-04 House
H Introduced and Referred to H07 - Corporations
2021-03-04 House
H Received for Introduction
2021-03-02 LSO
Bill Number Assigned

Current Bill Text

Read the full stored bill text

21LSO-0510
2021
STATE OF WYOMING
21LSO-0510
Numbered
2.0

HOUSE BILL NO. HB0199

Vehicle insurance-anti stacking prohibition.

Sponsored by: Representative(s) Provenza and Nicholas and Senator(s) Furphy

A BILL

for

AN ACT relating to vehicle insurance; prohibiting motor vehicle insurance contract provisions that prevent additive coverage; specifying applicability; and providing for an effective date.

Be It Enacted by the Legislature of the State of Wyoming:

Section 1.

W.S. 26
‑
15
‑
137 is created to read:

26
‑
15
‑
137.

Stacking of uninsured and underinsured benefits.

(a)

The limits of coverages available for a person covered under a motor vehicle insurance policy that provides uninsured or underinsured motorist coverage shall be the sum of the policy limits for each motor vehicle for which an injured person is covered under the policy and shall be in addition to the extent of any applicable other motorist's coverage.

(b)

No insurer delivering or issuing for delivery in this state any new or renewal policy or contract of motor vehicle insurance, or both, shall include any policy or contract provision that prohibits the stacking of coverages as authorized in subsection (a) of this section.

Section 2
.

This act applies to

motor vehicle insurance policies and contracts delivered, issued for delivery or renewed on and after July 1, 2021.

Section 3
.

This act is effective July 1, 2021
.

(END)

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HB0199