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HB0120 • 2022

Living organ donor protection.

AN ACT relating to the insurance code; prohibiting discrimination against living organ donors by certain insurers; providing definitions; specifying applicability; and providing for an effective date.

Did Not Pass

The latest official action shows that this bill did not move forward in that session.

Sponsor
Representative O'Hearn
Last action
2022-02-18
Official status
inactive
Effective date
3/1/2022

Plain English Breakdown

The bill did not pass and was never considered for introduction, so its provisions are no longer relevant.

Protection for Living Organ Donors

The bill aims to prevent insurance companies from discriminating against living organ donors by denying or limiting their coverage.

What This Bill Does

  • It prohibits health, life, disability, and long-term care insurers from denying or canceling a person's coverage solely because they are a living organ donor.
  • Insurers cannot refuse someone the chance to join or renew a policy if they are a living organ donor.
  • Insurance companies can't reduce benefits or raise costs for donors without an additional actuarial risk involved.

Who It Names or Affects

  • People who donate organs while they are alive
  • Health, life, disability, and long-term care insurance companies

Terms To Know

Living organ donor
A person who donates all or part of their own organ to another person for a transplant.
Covered person
Someone who is protected by an insurance policy, including those who donate organs.

Limits and Unknowns

  • The bill did not pass and was never considered for introduction.
  • It would have taken effect on July 1, 2022, but since it didn't pass, this date is no longer relevant.

Bill History

  1. 2022-02-18 House

    H Did not Consider for Introduction

  2. 2022-02-15 House

    H Received for Introduction

  3. 2022-02-15 LSO

    Bill Number Assigned

Current Bill Text

Read the full stored bill text 
22LSO-0159
2022
STATE OF WYOMING
22LSO-0159
Introduced
2.0

HOUSE BILL NO. HB0120

Living organ donor protection.

Sponsored by: Representative(s) O'Hearn

A BILL

for

AN ACT relating to the insurance code; prohibiting discrimination against living organ donors by certain insurers; providing definitions; specifying applicability; and providing for an effective date.

Be It Enacted by the Legislature of the State of Wyoming:

Section 1.

W.S. 26
‑
20
‑
803 is created to read:

26
‑
20
‑
803.

Living organ donor coverage.

(a)

No individual or group health insurance policy issued by any health insurance issuer or life insurance policy, disability insurance policy or long
‑
term care insurance policy shall:

(i)

Deny or cancel coverage to a covered person solely on the basis of the person's status as a living organ donor;

(ii)

Deny eligibility, or continued eligibility to a covered person, to enroll or to renew coverage under the terms of a policy, contract or certificate, solely on the basis of the person's status as a living organ donor;

(iii)

Reduce or limit coverage or benefits, increase the premiums or otherwise adversely affect the coverage or cost for a covered person's policy, contract or certificate solely on the basis of the person's status as a living organ donor without any additional actuarial risk involved;

(iv)

Preclude a covered person from donating all or part of an organ or tissues as a condition of receiving or continuing to receive coverage under a policy, contract or certificate.

Section 2.

W.S. 26
‑
20
‑
801(a)(i) and by creating a new paragraph (iii) is amended to read:

26
‑
20
‑
801.

Definitions.

(a)

As used in this article:

(i)

"Covered person" means a policyholder, subscriber, enrollee, member or individual covered by any policy, contract or certificate listed in W.S. 26
‑
20
‑
802(a)
. As used in W.S.

26
‑
20
‑
803, "covered person" also includes a policyholder, subscriber, enrollee, member or individual covered by any life insurance, disability insurance or long
‑
term care insurance policy
;

(iii)

"Living organ donor" means a person who is not deceased and who has donated all or part of one (1) or more of the person's own organs or tissues to another person for transplant.

Section 3
.

This act shall apply to any insurance contract or policy offered, issued, renewed, delivered or issued for delivery in this state on or after July 1, 2022.

Section 4
.

This act is effective July 1, 2022
.

(END)

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HB0120