HB0165 • 2023

Living organ donor protection.

AN ACT relating to insurance; prohibiting discrimination against living organ donors by certain insurers; providing definitions; specifying applicability; and providing for an effective date.

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor: Representative O'Hearn
Last action: 2023-02-24
Official status: enrolled
Effective date: 7/1/2023

Plain English Breakdown

The candidate explanation incorrectly included an additional definition for 'covered person'. The bill text only amends and does not add this term.

Protection for Living Organ Donors

This law stops insurance companies from treating people unfairly because they donated an organ to someone else.

What This Bill Does

It says that life and long-term care insurance policies cannot deny coverage or make it harder for a person just because they are a living organ donor.

Who It Names or Affects

People who have donated organs and are covered by life or long-term care insurance policies.
Insurance companies that offer these types of policies in Wyoming.

Terms To Know

Living organ donor: A person who is not deceased and has donated all or part of one or more of their own organs or tissues to another person for transplant.

Limits and Unknowns

The law only applies to policies offered, issued, renewed, delivered, or issued for delivery in Wyoming on or after July 1, 2023.
It does not cover other types of insurance like health insurance or car insurance.

Bill History

2023-02-24 LSO
Assigned Chapter Number 93
2023-02-24 Governor
Governor Signed HEA No. 0043
2023-02-22 Senate
S President Signed HEA No. 0043
2023-02-21 House
H Speaker Signed HEA No. 0043
2023-02-17 LSO
Assigned Number HEA No. 0043
2023-02-17 Senate
S 3rd Reading:Passed 30-0-1-0-0
2023-02-16 Senate
S 2nd Reading:Passed
2023-02-15 Senate
S COW:Passed
2023-02-15 Senate
S Placed on General File
2023-02-15 Senate
S10 - Labor:Recommend Do Pass 5-0-0-0-0
2023-02-07 Senate
S Introduced and Referred to S10 - Labor
2023-02-06 Senate
S Received for Introduction
2023-02-06 House
H 3rd Reading:Passed 61-0-1-0-0
2023-02-03 House
H 2nd Reading:Passed
2023-02-02 House
H COW:Passed
2023-01-30 House
H Placed on General File
2023-01-30 House
H10 - Labor:Recommend Do Pass 9-0-0-0-0
2023-01-19 House
H Introduced and Referred to H10 - Labor
2023-01-18 House
H Received for Introduction
2023-01-17 LSO
Bill Number Assigned

Official Summary Text

Bill Summary - 23LSO-0175
Bill No.:

HB0165

Effective:

7/1/2023

LSO No.:

23LSO-0175

Enrolled Act No.:

HEA No. 0043

Chapter No.:

93

Prime Sponsor:

O'Hearn

Catch Title:

Living organ donor protection.

Subject:

Prohibiting discrimination against living organ donors by insurers.

Summary/Major Elements:

This act prohibits any individual or group life insurance policy or long-term care insurance policy from discriminating against a covered person solely on the basis of the person's status as a living organ donor.

This act amends the definition of "covered person" and provides a definition of "living organ donor".

The above summary is not an official publication of the Wyoming Legislature and is not an official statement of legislative intent.

While the Legislative Service Office endeavored to provide accurate information in this summary, it should not be relied upon as a comprehensive abstract of the bill.

Current Bill Text

Read the full stored bill text

23LSO-0175

ORIGINAL House

Bill No
.
HB0165

ENROLLED ACT NO. 43,

HOUSE OF REPRESENTATIVES

SIXTY-SEVENTH LEGISLATURE OF THE STATE OF WYOMING
2023 General Session

AN ACT relating to insurance; prohibiting discrimination against living organ donors by certain insurers; providing definitions; specifying applicability; and providing for an effective date.

Be It Enacted by the Legislature of the State of Wyoming:

Section 1.

W.S. 26
‑
20
‑
803 is created to read:

26
‑
20
‑
803.

Living organ donor coverage.

(a)

No individual or group life insurance policy or long
‑
term care insurance policy shall:

(i)

Deny or cancel coverage to a covered person solely on the basis of the person's status as a living organ donor;

(ii)

Deny a covered person eligibility or continued eligibility to enroll or to renew coverage under the terms of a policy, contract or certificate, solely on the basis of the person's status as a living organ donor;

(iii)

Reduce or limit coverage or benefits, increase the premiums or otherwise adversely affect the coverage or cost for a covered person's policy, contract or certificate solely on the basis of the person's status as a living organ donor without any additional separate actuarial risk involved;

(iv)

Preclude a covered person from donating all or part of an organ or tissues as a condition of receiving or continuing to receive coverage under a policy, contract or certificate.

Section 2.

W.S. 26
‑
20
‑
801(a)(i) and by creating a new paragraph (iii) is amended to read:

26
‑
20
‑
801.

Definitions.

(a)

As used in this article:

(i)

"Covered person" means a policyholder, subscriber, enrollee, member or individual covered by any policy, contract or certificate listed in W.S. 26
‑
20
‑
802(a)
or by any life insurance or long
‑
term care insurance policy
;

(iii)

"Living organ donor" means a person who is not deceased and who has donated all or part of one (1) or more of the person's own organs or tissues to another person for transplant.

Section 3
.

This act shall apply to any individual or group life insurance or long
‑
term care insurance contract or policy offered, issued, renewed, delivered or issued for delivery in this state on or after July 1, 2023.

Section 4
.

This act is effective July 1, 2023
.

(END)

Speaker of the House

President of the Senate

Governor

TIME APPROVED: _________

DATE APPROVED: _________

I hereby certify that this act originated in the House.

Chief Clerk