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SF0173 • 2023

Financial institutions-similar names.

AN ACT relating to banks, banking and finance; modifying requirements for approval of applications for proposed financial institutions with similar names to existing financial institutions; and providing for an effective date.

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Senator Driskill
Last action
2023-02-21
Official status
enrolled
Effective date
7/1/2023

Plain English Breakdown

The official summary does not provide specific details on how closely the names need to differ, leaving room for interpretation in implementation.

Financial Institutions - Similar Names

This law changes how financial institutions and public trust companies get approved, requiring their names to be distinct from existing ones.

What This Bill Does

  • Modifies the requirements for approving applications of proposed financial institutions and public trust companies.
  • Requires that the name of a proposed institution does not resemble closely enough as to cause confusion with any other financial institution already operating in Wyoming.

Who It Names or Affects

  • Financial institutions applying for approval in Wyoming.
  • Public trust companies seeking new charters or changes.
  • The board reviewing these applications.

Terms To Know

financial institution
A company that deals with money and financial services, like banks.
public trust company
A type of financial institution that manages assets for the public or individuals in a trustworthy way.

Limits and Unknowns

  • The law only applies to institutions transacting business within Wyoming.
  • It does not specify how closely names must match before they are considered too similar.
  • Effective date is July 1, 2023.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

SF0173SS001

Standing Committee • Senate Travel, Recreation, Wildlife and Cultural R

Adopted

Plain English: The amendment changes a requirement for approving applications from new financial institutions by adding criteria related to avoiding names that are too similar to existing financial institutions.

  • Adds a new section (13-5-507(a)(iv)) requiring the board to ensure that the name of a proposed public trust company does not closely resemble any other financial institution's name in the state, which could cause confusion.
  • The amendment text is technical and only provides part of the change; it doesn't explain how existing requirements will be modified or what happens if an application is denied due to a similar name issue.

Bill History

  1. 2023-02-21 LSO

    Assigned Chapter Number 57

  2. 2023-02-21 Governor

    Governor Signed SEA No. 0031

  3. 2023-02-16 House

    H Speaker Signed SEA No. 0031

  4. 2023-02-16 Senate

    S President Signed SEA No. 0031

  5. 2023-02-16 LSO

    Assigned Number SEA No. 0031

  6. 2023-02-16 House

    H 3rd Reading:Passed 62-0-0-0-0

  7. 2023-02-15 House

    H 2nd Reading:Passed

  8. 2023-02-14 House

    H COW:Passed

  9. 2023-02-13 House

    H Placed on General File

  10. 2023-02-13 House

    H09 - Minerals:Recommend Do Pass 9-0-0-0-0

  11. 2023-02-08 House

    H Introduced and Referred to H09 - Minerals

  12. 2023-02-02 House

    H Received for Introduction

  13. 2023-02-02 Senate

    S 3rd Reading:Passed 31-0-0-0-0

  14. 2023-02-01 Senate

    S 2nd Reading:Passed

  15. 2023-01-31 Senate

    S COW:Passed

  16. 2023-01-31 Senate

    S Placed on General File

  17. 2023-01-31 Senate

    S06 - Travel:Recommend Amend and Do Pass 5-0-0-0-0

  18. 2023-01-26 Senate

    :Refer to S06 - Travel

  19. 2023-01-24 Senate

    S Introduced and Referred to S07 - Corporations

  20. 2023-01-24 Senate

    S Received for Introduction

  21. 2023-01-24 LSO

    Bill Number Assigned

Official Summary Text

Bill Summary - 23LSO-0530
Bill No.:

SF0173

Effective:

7/1/2023

LSO No.:

23LSO-0530

Enrolled Act No.:

SEA No. 0031

Chapter No.:

57

Prime Sponsor:

Driskill

Catch Title:

Financial institutions-similar names.

Subject:

Similar names for financial institutions and public trust companies

Summary/Major Elements:

This act modifies the requirements for approval of applications for proposed financial institutions and public trust companies by stating the name of the proposed financial institution and public trust company cannot resemble similar names of existing financial institutions transacting business in the state.

The above summary is not an official publication of the Wyoming Legislature and is not an official statement of legislative intent.

While the Legislative Service Office endeavored to provide accurate information in this summary, it should not be relied upon as a comprehensive abstract of the bill.

Current Bill Text

Read the full stored bill text
23LSO-0530

ORIGINAL Senate

File No
.
SF0173

ENROLLED ACT NO. 31,

SENATE

SIXTY-SEVENTH LEGISLATURE OF THE STATE OF WYOMING
2023 General Session

AN ACT relating to banks, banking and finance; modifying requirements for approval of applications for proposed financial institutions with similar names to existing financial institutions; and providing for an effective date.

Be It Enacted by the Legislature of the State of Wyoming:

Section 1
.

W.S. 13
‑
2
‑
212(a)(vi) and 13
‑
5
‑
507(a)(iv) are amended to read:

13
‑
2
‑
212.

Approval or disapproval of application; criteria for approval; action upon application; interim bank charter; fee.

(a)

Within ninety (90) days after receipt of the transcript of the public hearing, the board shall in its discretion approve, conditionally approve or disapprove the application, but it shall not approve the application until it has ascertained to its satisfaction:

(vi)

The name of the proposed financial institution does not resemble so closely as to cause confusion the name of any other financial institution transacting business in the
county
state
; and

13
‑
5
‑
507.

Approval or disapproval of application; criteria for approval; action upon application; interim charter; fee.

(a)

Within ninety (90) days after receipt of the transcript of the public meeting or hearing, the board shall in its discretion approve, conditionally approve or disapprove the application, but it shall not approve the application until it has ascertained to its satisfaction:

(iv)

The name of the proposed public trust company does not resemble so closely as to cause confusion the name of any other financial institution transacting business in the
county
state
; and

Section 2
.

This act is effective July 1, 2023
.

(END)

Speaker of the House

President of the Senate

Governor

TIME APPROVED: _________

DATE APPROVED: _________

I hereby certify that this act originated in the Senate.

Chief Clerk

1