AN ACT relating to insurance; prohibiting discrimination against organ transplant recipients by insurers as specified; providing definitions; specifying applicability; and providing for an effective date.
Enacted
This bill passed the Legislature and reached final enactment based on the latest official action.
Sponsor
Labor
Last action
2024-03-05
Official status
enrolled
Effective date
7/1/2024
Plain English Breakdown
The summary provided by the candidate explanation closely aligns with the bill's content, but some details were narrowed or removed based on the lack of supporting information in the official text.
Protection for Organ Transplant Recipients
This law stops insurance companies from discriminating against people who have received organ transplants.
What This Bill Does
It makes it illegal for insurers to deny, cancel, or reduce coverage based on someone being an organ transplant recipient.
Insurers cannot refuse enrollment or renewal of a policy just because the person is an organ transplant recipient.
Insurance companies are not allowed to increase premiums or limit benefits due to someone's status as an organ transplant recipient unless there is a real and significant actuarial risk involved.
Who It Names or Affects
Insurance companies in Wyoming
People who have received organ transplants
Terms To Know
Organ Transplant Recipient
A person who has received an organ transplant from another individual.
Limits and Unknowns
The law only applies to insurance policies issued, renewed, or delivered in Wyoming on or after July 1, 2024.
It does not cover discrimination by other types of companies besides insurers.
Amendments
These notes stay tied to the official amendment files and metadata from the legislature.
Standing Committee • House Labor, Health and Social Services Committee
Adopted
Plain English: The amendment adds language to protect organ transplant recipients and living donors from insurance discrimination based on actuarial principles.
Adds a clause after 'recipient' in two places on page 2 of the bill, stating that insurers cannot discriminate against organ transplant recipients or living donors without considering unique material risks according to sound actuarial principles.
The amendment text does not provide specific details about how insurance companies will implement these changes or what constitutes 'sound actuarial principles'.
Bill History
2024-03-05LSO
Assigned Chapter Number 27
2024-03-05Governor
Governor Signed SEA No. 0007
2024-03-01House
H Speaker Signed SEA No. 0007
2024-03-01Senate
S President Signed SEA No. 0007
2024-02-29LSO
Assigned Number SEA No. 0007
2024-02-29Senate
S Concur:Passed 26-1-4-0-0
2024-02-29Senate
S Received for Concurrence
2024-02-29House
H 3rd Reading:Passed 62-0-0-0-0
2024-02-28House
H 2nd Reading:Passed
2024-02-27House
H COW:Passed
2024-02-26House
H Placed on General File
2024-02-26House
H10 - Labor:Recommend Amend and Do Pass 9-0-0-0-0
2024-02-22House
H Introduced and Referred to H10 - Labor
2024-02-20House
H Received for Introduction
2024-02-20Senate
S 3rd Reading:Passed 25-5-1-0-0
2024-02-19Senate
S 2nd Reading:Passed
2024-02-16Senate
S COW:Passed
2024-02-16Senate
S Placed on General File
2024-02-16Senate
S10 - Labor:Recommend Do Pass 5-0-0-0-0
2024-02-12Senate
S Introduced and Referred to S10 - Labor 25-6-0-0-0
2024-01-24Senate
S Received for Introduction
2023-11-30LSO
Bill Number Assigned
Official Summary Text
Bill Summary - 24LSO-0078
Bill No.:
SF0005
Effective:
7/1/2024
LSO No.:
24LSO-0078
Enrolled Act No.:
SEA No. 0007
Chapter No.:
27
Prime Sponsor:
Joint Labor, Health & Social Services Interim Committee
Catch Title:
Organ transplant recipient protection.
Has Report:
No
Subject:
Prohibits discrimination against organ transplant recipients.
Summary/Major Elements:
This bill prohibits discrimination against organ transplant recipients by insurers.
This bill also specifies that it applies to insurance issued, renewed or delivered on or after July 1, 2024 and provides a definition of organ transplant recipient.
The above summary is not an official publication of the Wyoming Legislature and is not an official statement of legislative intent.
While the Legislative Service Office endeavored to provide accurate information in this summary, it should not be relied upon as a comprehensive abstract of the bill.
Current Bill Text
Read the full stored bill text
24LSO-0078
ORIGINAL Senate
ENGROSSED
File No
.
SF0005
ENROLLED ACT NO. 7,
SENATE
SIXTY-SEVENTH LEGISLATURE OF THE STATE OF WYOMING
2024 Budget Session
AN ACT relating to insurance; prohibiting discrimination against organ transplant recipients by insurers as specified; providing definitions; specifying applicability; and providing for an effective date.
Be It Enacted by the Legislature of the State of Wyoming:
Section 1
.
W.S. 26
‑
20
‑
801(a) by creating a new paragraph (iv) and 26
‑
20
‑
803(a)(i) through (iii) and by creating new paragraphs (v) and (vi) are amended to read:
26
‑
20
‑
801.
Definitions.
(a)
As used in this article:
(iv)
"Organ transplant recipient" means a person who receives an organ transplant as defined by W.S. 35
‑
5
‑
301(a)(v).
26
‑
20
‑
803.
Living organ donor and organ transplant recipient coverage.
(a)
No individual or group life insurance policy or long
‑
term care insurance policy shall:
(i)
Deny or cancel coverage to a covered person solely on the basis of the person's status as a living organ donor
or as an organ transplant recipient without any unique and material actuarial risks in accordance with sound actuarial principles and without any actual and reasonably anticipated and expected experience of a person on the basis of their status as a living organ donor or as an organ transplant recipient
;
(ii)
Deny a covered person eligibility or continued eligibility to enroll or to renew coverage under the terms of a policy, contract or certificate, solely on the basis of the person's status as a living organ donor
or as an organ transplant recipient without any unique and material actuarial risks in accordance with sound actuarial principles and without any actual and reasonably anticipated and expected experience of a person on the basis of their status as a living organ donor or as an organ transplant recipient
;
(iii)
Reduce or limit coverage or benefits, increase the premiums or otherwise adversely affect the coverage or cost for a covered person's policy, contract or certificate solely on the basis of the person's status as a living organ donor
or as an organ transplant recipient
without any additional separate actuarial risk involved;
(v)
Preclude a covered person from receiving all or part of an organ or tissue through transplantation or transfusion as a condition of receiving or continuing to receive coverage under a policy, contract or certificate;
(vi)
Preclude a covered person from receiving medical services or other services related to organ transplantation, including diagnostic services, evaluation, surgery, counseling or post
‑
operative treatment or services.
Section 2.
This act shall apply to any individual or group life insurance or long
‑
term contract or policy offered, issued, renewed, delivered or issued for delivery in Wyoming on and after July 1, 2024.
Section 3.
This act is effective July 1, 2024
.
(END)
Speaker of the House
President of the Senate
Governor
TIME APPROVED: _________
DATE APPROVED: _________
I hereby certify that this act originated in the Senate.
Chief Clerk
1