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HB0043 • 2026

Anti-money laundering.

AN ACT relating to crimes and offenses; creating the offenses of money laundering and illegal investments; providing definitions; providing penalties; and providing for an effective date.

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Mgt Council
Last action
2026-03-07
Official status
enrolled
Effective date
7/1/2026

Plain English Breakdown

Checked against official source text during the last sync.

Anti-Money Laundering Law

This law creates new crimes for money laundering and illegal investment, sets penalties, and excludes certain financial institutions from these rules.

What This Bill Does

  • Creates the crime of money laundering which includes transporting or possessing property known to be derived from criminal activity, directing such activities, or engaging in transactions to hide the source or avoid reporting requirements.
  • Sets a penalty for money laundering as up to ten years in prison and/or a fine of up to $10,000.
  • Creates the crime of illegal investment which includes causing financial institutions not to report suspicious activity or structuring transactions to evade reporting rules.
  • Sets a penalty for illegal investment as up to ten years in prison and/or a fine of up to $10,000.
  • Excludes federally insured financial institutions from these laws unless their employees act with intent to facilitate criminal activities.

Who It Names or Affects

  • People who engage in money laundering or illegal investment
  • Financial institutions and their employees

Terms To Know

Money Laundering
The act of hiding the source of illegally obtained money by moving it through financial transactions.
Illegal Investment
Actions taken to avoid reporting requirements for suspicious financial activities.

Limits and Unknowns

  • Does not apply to federally insured financial institutions or their employees unless they act with intent to facilitate criminal activity.
  • The law does not specify how it will be enforced or what resources will be provided for enforcement.

Bill History

  1. 2026-03-07 LSO

    Assigned Chapter Number 89

  2. 2026-03-07 Governor

    Governor Signed HEA No. 0030

  3. 2026-03-06 Senate

    S President Signed HEA No. 0030

  4. 2026-03-06 House

    H Speaker Signed HEA No. 0030

  5. 2026-03-06 LSO

    Assigned Number HEA No. 0030

  6. 2026-03-06 House

    H Concur:Passed 58-0-4-0-0

  7. 2026-03-06 House

    H Received for Concurrence

  8. 2026-03-05 Senate

    S 3rd Reading:Passed 27-4-0-0-0

  9. 2026-03-04 Senate

    S 2nd Reading:Passed

  10. 2026-03-03 Senate

    S COW:Passed

  11. 2026-03-02 Senate

    S Placed on General File

  12. 2026-03-02 Senate

    S01 - Judiciary:Recommend Amend and Do Pass 5-0-0-0-0

  13. 2026-02-23 Senate

    S Introduced and Referred to S01 - Judiciary

  14. 2026-02-23 Senate

    S Received for Introduction

  15. 2026-02-21 House

    H 3rd Reading:Passed 61-0-1-0-0

  16. 2026-02-20 House

    H 2nd Reading:Passed

  17. 2026-02-19 House

    H COW:Passed

  18. 2026-02-16 House

    H Placed on General File

  19. 2026-02-16 House

    H09 - Minerals:Recommend Amend and Do Pass 8-0-1-0-0

  20. 2026-02-09 House

    H Introduced and Referred to H09 - Minerals 62-0-0-0-0

  21. 2026-01-14 House

    H Received for Introduction

  22. 2026-01-13 LSO

    Bill Number Assigned

Official Summary Text

Bill Summary - 26LSO-0146

Bill No.:

HB0043

Effective:

7/1/2026

LSO No.:

26LSO-0146

Enrolled Act No.:

HEA No. 0030

Chapter No.:

89

Prime Sponsor:

Management Council

Catch Title:

Anti-money laundering.

Has Report:

No

Subject:

Creating the criminal offenses of money laundering and illegal investment.

Summary/Major Elements:

This act creates the criminal offenses of money laundering and illegal investment as follows:
The offense of money laundering includes transporting, possessing, directing, organizing, financing, planning, managing, supervising or engaging in transactions involving property that a person knows or reasonably should know is derived from criminal activity, including transactions conducted to promote criminal activity, conceal the source or ownership of criminal proceeds or avoid state or federal reporting requirements.
The offense of illegal investment includes intentionally causing a financial or business institution to fail to file a required report or structuring transactions with one (1) or more institutions to evade state or federal currency transaction reporting requirements.

This act specifies felony penalties for money laundering and illegal investment including imprisonment for not more than ten (10) years, a fine of not more than ten thousand dollars ($10,000.00), or both.

This act provides that the offense of money laundering does not apply to federally insured financial institutions or their employees under certain circumstances.

The above summary is not an official publication of the Wyoming Legislature and is not an official statement of legislative intent.

While the Legislative Service Office endeavored to provide accurate information in this summary, it should not be relied upon as a comprehensive abstract of the bill.

Current Bill Text

Read the full stored bill text
26LSO-0146

ORIGINAL House

ENGROSSED
Bill No
.
HB0043

ENROLLED ACT NO. 30,

HOUSE OF REPRESENTATIVES

SIXTY-EIGHTH LEGISLATURE OF THE STATE OF WYOMING
2026 Budget Session

AN ACT relating to crimes and offenses; creating the offenses of money laundering and illegal investments; providing definitions; providing penalties; and providing for an effective date.

Be It Enacted by the Legislature of the State of Wyoming:

Section 1
.

W.S. 6
‑
3
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1101 through 6
‑
3
‑
1103 are created to read:

ARTICLE 11
MONEY LAUNDERING AND ILLEGAL INVESTMENT

6
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3
‑
1101.

Definitions.

(a)

As used in this article:

(i)

"Financial or business institution" includes a foreign or domestic money transmitter or an authorized agent thereof, casino, check casher, person engaged in a trade or business or any other person required by state or federal law to report regarding currency transactions or suspicious transactions.

6
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3
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1102.

Money laundering; penalties.

(a)

A person is guilty of money laundering if the person:

(i)

Transports or possesses property the person knows or reasonably should know to be derived from criminal activity or represent proceeds of criminal activity;

(ii)

Directs, organizes, finances, plans, manages, supervises or controls the transportation of or transactions in property the person knows or reasonably should know to be derived from criminal activity or represent proceeds of criminal activity; or

(iii)

Engages in a transaction involving property the person knows or reasonably should know to be derived from criminal activity or represent proceeds of criminal activity:

(A)

With the intent to facilitate or promote the criminal activity; or

(B)

Knowing that the transaction is designed, in whole or in part:

(I)

To conceal or disguise the nature, location, source, ownership or control of the property derived from criminal activity; or

(II)

To avoid a transaction reporting requirement under the laws of this state, any other state or of the United States. For purposes of this subdivision, the transaction or transactions shall not be required to exceed any transaction reporting threshold under state or federal law at any single financial or business institution on any single day.

(b)

Money laundering is a felony punishable by imprisonment for not more than ten (10) years, a fine of not more than ten thousand dollars ($10,000.00), or both.

(c)

This section shall not apply to a financial institution whose deposits are insured by the federal deposit insurance corporation or the national credit union share insurance fund or to its employees with respect to transactions for depositors or borrowers unless an employee conducts those transactions with the intent to do one (1) or more of the following:

(i)

To facilitate or promote criminal activity;

(ii)

To conceal or disguise the nature, location, source, ownership or control of property derived from criminal activity;

(iii)

To avoid a transaction reporting requirement under the laws of Wyoming, the United States or another state.

6
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3
‑
1103.

Illegal investment; penalties.

(a)

A person is guilty of illegal investment if, with the intent to evade a transaction reporting requirement of this state or of 31 U.S.C. §

5311 et seq. or 31 C.F.R. § 1010.100 et seq., or any rules or regulations adopted under those chapters and sections, the person:

(i)

Causes a financial or business institution to fail to report or to file a report that contains a material omission or misstatement of fact; or

(ii)

Structures or assists in structuring any transaction with one (1) or more financial or business institutions. For purposes of this paragraph, "structures" or "structuring" means that a person, acting alone, or in conjunction with or on behalf of other persons, conducts one (1) or more currency transactions, in any amount, at one (1) or more financial or business institutions, on one (1) or more days, in any manner, for the purpose of evading currency transaction reporting requirement of this state or of 31 U.S.C. §

5311 et seq. or 31 C.F.R. § 1010.100 et seq., or any rules or regulations adopted under those chapters and sections. For purposes of this paragraph, the transaction or transactions need not exceed any reporting threshold under state or federal law at any single financial or business institution on any single day.

(b)

Illegal investment is a felony punishable by imprisonment for not more than ten (10) years, a fine of not more than ten thousand dollars ($10,000.00), or both.

Section 2
.

This act is effective July 1, 2026
.

(END)

Speaker of the House

President of the Senate

Governor

TIME APPROVED: _________

DATE APPROVED: _________

I hereby certify that this act originated in the House.

Chief Clerk

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