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Wyoming2022Vetoed

SF0055

Insurance Sandbox Act

Last scannedAug 25, 2026, 2:25 AM

In one sentence

This act creates a program called the Insurance Sandbox, which allows companies to test new insurance products or services in Wyoming with limited rules.

What it does

  • Creates an 'insurance sandbox' where businesses can test innovative insurance products and services under certain conditions without following all existing state laws.
  • Establishes procedures for supervising and monitoring businesses participating in the sandbox program.
  • Requires companies applying to use the sandbox to pay a fee and provide detailed information about their product or service.
  • Sets up an account to collect fees from applicants and fund the operation of the insurance sandbox.

Who it affects

  • Insurance companies and startups that want to test new products or services in Wyoming.
  • Consumers who might use these innovative insurance products during testing periods.
  • The state's insurance commissioner, who will oversee the program and make decisions about waivers.

Limits and unknowns

  • The governor vetoed this bill on March 25, 2022.
  • It is unclear if the veto will be overridden by lawmakers later.
  • Details about how exactly companies would apply and what specific rules they can bypass are not fully explained.

Plain language

Terms to know

Innovative
Using new ideas or technologies to create a product or service that addresses problems in a different way.
Sandbox period
A testing phase where businesses can offer their products without following all regular rules, initially not longer than twenty-four months.

Official record

Sources

Validated
Official bill pageIntroduced textOfficial digestCurrent bill textStored full record

Public statements

Why lawmakers voted

Last checked Aug 8, 11:22 AM

Voted Yes

Why they voted this way

The lawmaker supports the bill to provide flexibility for insurance companies seeking regulatory exceptions, which aims to foster economic diversification in Wyoming's reinsurance and insurance sectors while maintaining strict consumer protections.

Public statementFloor statement at 44:00 Watch the statement

If a lawmaker is not listed, we couldn't find a published reason.

Wyoming roll calls

Recorded votes

8 roll calls

S Concur:Passed 26-3-1-0-02022-03-10 · Senate26 yes 3 no
Yes
26
No
3
Absent
0
Excused
1
Conflict
0

Yes 26

Affie EllisS08Anthony BouchardS06Bill LandenR · S27Bo BitemanR · S21Brian BonerR · S02Cheri SteinmetzR · S03Chris RothfussD · S09Dan DockstaderR · S16Dan FurphyS10David A KinskeyS22Drew A PerkinsS29Ed CooperR · S20Fred A BaldwinS14Jeff WasserburgerS23Jim AndersonR · S28John KolbR · S12Larry HicksR · S11Mike GierauD · S17Ogden DriskillR · S01RJ KostS19Tara NethercottR · S04Tim FrenchR · S18Tim SalazarR · S26Tom JamesS13Troy McKeownR · S24Wendy SchulerR · S15

No 3

Cale CaseR · S25Charles ScottR · S30Lynn HutchingsR · S05

Excused 1

Stephan PappasR · S07
H 3rd Reading:Passed 31-28-1-0-02022-03-10 · House31 yes 28 no
Yes
31
No
28
Absent
0
Excused
1
Conflict
0

Yes 31

Albert P Sommers Jr.H20Andrea LeBeauH33Bob NicholasR · H08Catherine R ConnollyH13Chad BanksH17Charles J GrayH57Clark D StithH48Cyrus WesternH51Danny EyreH19Ember OakleyH55JD WilliamsR · H02James A RoscoeH22Jamie L FlitnerH26Jared OlsenR · H11Jerry D PaxtonH47John BearR · H31John C EklundH10John Romero-MartinezH44Joseph E MacGuireH35Mark H BakerH60Marshall BurtH39Mike YinD · H16Ocean AndrewR · H46RODRIG-WILLIAMSRobert A ClausenH06Shelly DuncanH05Steve HarshmanR · H37Theodore J BlackburnH42Timothy P HallinanH32Trey SherwoodD · H14William D HendersonH41

No 28

Andrew W SchwartzH23Art WashutR · H36Barry CragoR · H40Bill FortnerH52Chip NeimanR · H01Christopher KnappR · H53Clarence StyvarR · H12Clifford M JenningsH30Dan LaursenR · H25Dan ZwonitzerH43Donald E Burkhart JrH15Eric BarlowR · H03Evan J SimpsonH21Jeremy HaroldsonR · H04Jerry A ObermuellerH56John WinterR · H28Karlee ProvenzaD · H45Landon BrownR · H09Lloyd LarsenR · H54Mark S KinnerH29Michael D GreearH27Patrick SweeneyH58Pepper OttmanR · H34Robert WharffR · H49Sandy NewsomeH24Scott HeinerR · H18Susan S WilsonH07Thomas J WaltersH38

Excused 1

Kevin O'HearnH59
H02 - Appropriations:Recommend Amend and Do Pass 6-1-0-0-02022-03-08 · House6 yes 1 no
Yes
6
No
1
Absent
0
Excused
0
Conflict
0

Yes 6

Andrew W SchwartzH23Clark D StithH48Evan J SimpsonH21Lloyd LarsenR · H54Mark S KinnerH29Thomas J WaltersH38

No 1

Bob NicholasR · H08
H COW:H Suspension of Rules HR 4-8(a) Failed by Roll Call 35-23-2-0-02022-03-08 · House35 yes 23 no
Yes
35
No
23
Absent
0
Excused
2
Conflict
0

Yes 35

Andrea LeBeauH33Andrew W SchwartzH23Catherine R ConnollyH13Chad BanksH17Charles J GrayH57Christopher KnappR · H53Cyrus WesternH51Dan ZwonitzerH43Danny EyreH19Donald E Burkhart JrH15Ember OakleyH55Eric BarlowR · H03Evan J SimpsonH21JD WilliamsR · H02James A RoscoeH22Jamie L FlitnerH26Jared OlsenR · H11Jeremy HaroldsonR · H04Jerry D PaxtonH47John BearR · H31John C EklundH10John Romero-MartinezH44Karlee ProvenzaD · H45Landon BrownR · H09Lloyd LarsenR · H54Marshall BurtH39Mike YinD · H16Ocean AndrewR · H46RODRIG-WILLIAMSScott HeinerR · H18Steve HarshmanR · H37Theodore J BlackburnH42Timothy P HallinanH32Trey SherwoodD · H14William D HendersonH41

No 23

Albert P Sommers Jr.H20Art WashutR · H36Barry CragoR · H40Bill FortnerH52Bob NicholasR · H08Chip NeimanR · H01Clarence StyvarR · H12Clark D StithH48Clifford M JenningsH30Dan LaursenR · H25Jerry A ObermuellerH56John WinterR · H28Joseph E MacGuireH35Mark H BakerH60Mark S KinnerH29Patrick SweeneyH58Pepper OttmanR · H34Robert A ClausenH06Robert WharffR · H49Sandy NewsomeH24Shelly DuncanH05Susan S WilsonH07Thomas J WaltersH38

Excused 2

Kevin O'HearnH59Michael D GreearH27
H07 - Corporations:Recommend Do Pass 6-3-0-0-02022-03-04 · House6 yes 3 no
Yes
6
No
3
Absent
0
Excused
0
Conflict
0

Yes 6

Andrea LeBeauH33Danny EyreH19James A RoscoeH22Marshall BurtH39Shelly DuncanH05Theodore J BlackburnH42

No 3

Dan ZwonitzerH43Joseph E MacGuireH35Robert A ClausenH06
S 3rd Reading:Passed 27-3-0-0-02022-02-28 · Senate27 yes 3 no
Yes
27
No
3
Absent
0
Excused
0
Conflict
0

Yes 27

Affie EllisS08Anthony BouchardS06Bill LandenR · S27Bo BitemanR · S21Brian BonerR · S02Cale CaseR · S25Chris RothfussD · S09Dan DockstaderR · S16Dan FurphyS10David A KinskeyS22Drew A PerkinsS29Ed CooperR · S20Fred A BaldwinS14Jeff WasserburgerS23Jim AndersonR · S28John KolbR · S12Larry HicksR · S11Mike GierauD · S17Ogden DriskillR · S01RJ KostS19Stephan PappasR · S07Tara NethercottR · S04Tim FrenchR · S18Tim SalazarR · S26Tom JamesS13Troy McKeownR · S24Wendy SchulerR · S15

No 3

Charles ScottR · S30Cheri SteinmetzR · S03Lynn HutchingsR · S05
S09 - Minerals:Recommend Amend and Do Pass 5-0-0-0-02022-02-23 · Senate5 yes 0 no
Yes
5
No
0
Absent
0
Excused
0
Conflict
0

Yes 5

Bo BitemanR · S21Chris RothfussD · S09Ed CooperR · S20Jeff WasserburgerS23Jim AndersonR · S28
S Introduced and Referred to S09 - Minerals 25-5-0-0-02022-02-16 · Senate25 yes 5 no
Yes
25
No
5
Absent
0
Excused
0
Conflict
0

Yes 25

Affie EllisS08Bill LandenR · S27Bo BitemanR · S21Brian BonerR · S02Charles ScottR · S30Cheri SteinmetzR · S03Chris RothfussD · S09Dan DockstaderR · S16Dan FurphyS10David A KinskeyS22Drew A PerkinsS29Ed CooperR · S20Fred A BaldwinS14Jeff WasserburgerS23Jim AndersonR · S28John KolbR · S12Larry HicksR · S11Lynn HutchingsR · S05Mike GierauD · S17Ogden DriskillR · S01RJ KostS19Stephan PappasR · S07Tara NethercottR · S04Tim SalazarR · S26Wendy SchulerR · S15

No 5

Anthony BouchardS06Cale CaseR · S25Tim FrenchR · S18Tom JamesS13Troy McKeownR · S24

Official activity

Bill history

  1. Governor Vetoed SEA No. 0052 Governor
  2. H Speaker Signed SEA No. 0052House
  3. S President Signed SEA No. 0052Senate
  4. Assigned Number SEA No. 0052LSO
  5. S Concur:Passed 26-3-1-0-0Senate
  6. S Received for ConcurrenceSenate
  7. H 3rd Reading:Passed 31-28-1-0-0House
  8. H 2nd Reading:PassedHouse
  9. H COW:PassedHouse
  10. H Placed on General FileHouse
  11. H02 - Appropriations:Recommend Amend and Do Pass 6-1-0-0-0House
  12. :Rerefer to H02 - AppropriationsHouse
  13. H COW:Rerefer to H07 - CorporationsHouse
  14. H COW:H Suspension of Rules HR 4-8(a) Failed by Roll Call 35-23-2-0-0House
  15. H Placed on General FileHouse
  16. H07 - Corporations:Recommend Do Pass 6-3-0-0-0House
  17. H Introduced and Referred to H07 - CorporationsHouse
  18. H Received for IntroductionHouse
  19. S 3rd Reading:Passed 27-3-0-0-0Senate
  20. S 2nd Reading:PassedSenate

Changes

Amendments

5 stored

SF0055H2001

The amendment increases the required consumer protection bond amount from $5,000 to $10,000 for companies participating in Wyoming's insurance sandbox program.

SF0055H2002

The amendment changes specific numbered items in the bill to different numbers, adjusting their sequence.

SF0055H2003

The amendment adds a new requirement that applications for the insurance sandbox cannot ask to waive all of the statutes listed in W.S. 26-55-103(a).

SF0055HS001

The amendment modifies the bill's language regarding appropriations and deletes certain sections related to a specific statute.

SF0055SS001

The amendment increases the fees for certain activities related to insurance testing in Wyoming.